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    Posting Guidelines

    Brendan, I appreciate you are busy so I'll conclude by confirming that it was failed humour rather than any attempt to be offensive. I've found the site to be a tremendous place and I wish it well for the future I'm no shrinking violet but after your emails, which differ from the published...
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    Posting Guidelines

    I know humour is subjective and moderators are quite entitled to delete a post but there is no need to be rude in doing so. I found the message I received to be quite rude, I make a small contribution to this community and found it quite jarring.
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    Tax on rental income

    You need to be careful. You might be making losses but still liable for taxes.
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    Private motor sale - seller won't return deposit - advice welcome!

    I am somewhat of a classic car addict. (Cat C - structural damage/beyond economic repair) does not mean that it cannot be repaired. And would not put me off for a classic especially a rare one. I would be expecting to do work on the car anyway restoration wise. I'd try estimate the cost of...
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    Front Paving:Imprint Concrete v Cobble Lock Etc Suggestions

    Also looking at this and went so far as to buy a book "Driveways, Paths and Patios" by Tony McCormac to try and get some idea. Mrs Romulan has signaled the imprinted concrete.
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    Key Post Electric Vehicles

    I absolutely believe those figures from VW. By launch it will probably be 2000km and a 160% charge in 7.5 minutes.
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    Suggestions of getting Pre Sale Drains Inspection

    There is logic in it. My parents house is a 1970s semi-d and sewer is shared among groups of 8 houses. There have been problems with one end of the row and the repair is a shared responsibility. Naturally those responsible for continually blocking it don't care. But it did get me thinking...
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    Trading Up - EA & Seller want us to sell with same EA

    I'd avoid this arrangement like the plague. Use your own EA, it may cost you a bit more if all goes well but it will save you a fortune if all goes badly. EA cannot serve 2 bosses
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    Bad smell of Kerosene/oil in semi-detached house

    Its a major issue if it is leaking into the soil so needs to be found and addressed quickly. You need to check your insurance policy as well especially if you are looking at a big clean up cost.
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    Who pays for the boiler to be serviced? Landlord or tenant?

    Landlord, you need to ensure it is done and done properly.
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    What to do about intrusive CCTV

    How high is the camera? Will a suitable bush or tree do the job?
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    Upright/hand held vacuum cleaners

    I have a new Dyson v11 Absolute that was very expensive. Mrs Romulan ordered it bought. I have to say I was wrong and have found it brilliant. Easier to do lots of quick hoovers as opposed to one big one dragging a Nilfisk around the house. Battery system works fine and always enough for what...
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    Is Phonewatch worth it?

    I have PW for many years also. You can negotiate with them on the monthly cost. They are very good at responding to alerts and the system works well even if not as advanced as some of the kit you can get yourself.
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    NTMA statement on anticipated borrowing requirements

    I have an awful sense of Deja Vue. Back to before the last crash and I recall all the talk about pre-funding being in place for the next year and so on and so forth.
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    Banking Scams and Spams Guide

    I was referring to the banks ability to spot changes in customer behaviour patterns. It used to be done with credit cards. Part of the problem is the many and varied ways that debit cards are now being used. The Telcos need to be held to account for allowing dodgy phone calls for starters.
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    Banking Scams and Spams Guide

    It's a good question. Lets assume that the scammers have your login and password at this stage. 2 Factor Authentication or 2FA links your phone or an app to the account so you have to confirm. I am not a BOI customer so I don't know if it is available for all customers. And are they forced to...
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    Banking Scams and Spams Guide

    Romulan has no specific knowledge of the BOI related events but has some experience in the area. This is what happened A BOI customer received a text, supposedly from BOI, followed the link and entered their account details including login and password. These allegations of what happened...
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    "Bank customers should save themselves from scams"

    A couple of people have explained to me how BOI systems were compromised and the texts came from BOI systems. I have been unable to convince them otherwise, inc. Mrs Romulan, even though she knows I deal with this stuff for a living.
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    Financial Independence in Ireland- Positive vibes only!

    Start with a spreadsheet, laying out your incoming and outgoings. Its amazing how seeing figures in B&W can help. Pick your top expense, figure how how you can reduce it then move to the next one and so on. REVOLUT is great for managing all the small expenses, transfer a set sum and away you...
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    Rent Freeze To Be Extended Beyond 20 July

    Threshold still have all the answers though, never fear https://www.leinsterleader.ie/news/home/559084/housing-charity-welcomes-extension-on-rent-moratorium-and-evictions.html Bedsits, what bedsits?
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