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Thanks for all the pointers. I will also search for your other posts on the forum. Having visited Lisbon, I am only too well aware of point 11 !

Thanks for all your lifestyle advice and comparisons - which I hope to emulate some day. Have you any suggestions on how to find properties like yours, as that is my only real concern (don't know where to start)?

With the Metal account, you also get phone support - no idea of the quality of it though.

As long as the 1.2% difference remains, the breakeven point should be the same. Of course this can also change.

Yes - but I think Bunq will respond with an increase in their rates. If they don't, then I will definitely move (I am just staying there "for the moment" to see what happens).

I've decided to stick with Bunq for the moment to see what, if anything, they do. Signing up for metal membership on N26 is an annual commitment, and I suspect all banks will drop their interest rates later in the year. So, it may not be worth the switch. The extra metal benefits don't really...

I've had my car (Toyota) from new for 22 years now. I get it serviced every second year (or on the rare occasions there is a fault). I use a local garage who are very reliable. I have also had the NCT warning notice for my tyres - but only replace them when the garage advises me to do so (based...

You will also have to meet any other new or changed conditions e.g. minimum or maximum deposit amount (caused me a problem with prolongation).

Also having problems transferring to TR. Three transfers failed/returned. Admittedly the first was due to a minor error on my part. No idea of the cause of the other failures. Awaiting a reply from them on what might be the cause of the most recent retry. Failing a resolution this time, I will...

Very easy - it's supplied pre-filled. I think I just had to check/sign and return.

Looking for Trade Republic referral please. Update - sorted now. Thanks all.

I don't understand why the likes of Revolut and N26 don't offer savings accounts in Ireland (they do in other countries). I'm sure they would attract a lot of new account holders and siphon off some of the savings from the other banks.

I started from here : https://www.gov.uk/check-national-insurance-record Which has a link to create a Government Gateway login

I did it about 18 months ago I.E. before any last-minute rush. They told me the waiting period then was about 34 weeks. Separately, I've just successfully registered for the UK Government Gateway using my Irish passport as described by Miakk above. May not be much help to me now - but would have...

As JPD says - this happens automatically as part of the process. As the Irish pension still has to be applied for on a paper form, I included a covering letter expressing a preference to have separate pensions (don't know if they even take this into account). I also discovered that it is faster...

Firstly, I am receiving an Irish and UK pension (topped-up with 17 years extra class 2 & 3 contributions) and receive the full pension I am entitled to in each country - no offsetting of one against the other. I am not entitled to a full pension in either country, but the combination amounts to...

Yes - all over the phone. I had already worked out my job history (in some cases only approximate dates within a month or two) for the Sligo form, and had a copy of this to hand when phoning. Of course, I had already updated them regarding my address and had been in touch a few times over the...

I did it over the phone, when I discovered that Sligo had not yet put through the paperwork. Took about 10 minutes in total. Of course, I had a copy of all the information I had supplied to Sligo for the UK, so had everything they asked about available. I had also received the UK pension...

This is in line with my experience (2 weeks). However, I had also applied for my UK pension via Sligo, but it appears they didn't process it until the last minute. I rang the UK to enquire at around the same time, and was told no application had been made (I assume it was in some processing...

I was also contracted out of SERPS for a few years. My understanding is that you lose out on State Pension benefits for those years, on the assumption that your occupational pension will make up for it (which may or may not be the case). You may have enough non contracted-out years so this may...