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    Rent a Room Relief - devil in the detail

    If a host and two licensees occupy a house and the host pays all expenses can the host deduct one third of all expenses as his own expenses to keep under 14k.[Confused]
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    Does it make sense to take out as big a mortgage as possible?

    Yes. Definitely take out as much as possible and also for the longest term possible e. g. 35 or 40 years as inflation will erase the repayments over the years and your repayments will also be less from day one on a 40 year loan and thus no need for overpayments and a long term mortgage with...
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    Rent a Room Relief - devil in the detail

    Thanks for keeping it simple Premos i understand now.
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    Rent a Room Relief - devil in the detail

    Does anyone know if i rent a room in my private residence and i elect to pay the electricity and oil myself out of my own account will my payment be separate from the 14k per annum tax free under rent a room scheme and thus not liable for tax. Yes or No.Thanks.
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    Taking The Plunge Into Investing - Any Thoughts On My Strategy

    Buy say ten or 15 good shares when they are cheap and keep them forever.[My two cents]!
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    Where should I invest €70k for three years?

    Ok sounds good, no DIRT.But does anyone know if there is income tax to pay on it .Maybe 20 0r 40%.on interest earned.Thanks.
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    Immediate Momentum advertising.

    Anyone know anything about this advertising featuring some prominent ex.tv stars etc.[if it sounds too good to be true it usually is]!
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    What to do with 100k

    At last.A perfect summery of advantages of property as an investment in my humble opinion.!Especially erosion of the loan due to inflation and appreciation of the full value of the property.
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    FT: Irish Banks Passing On Just 7% of Rate Gains To Depositors. Worst in Europe.

    See David Mc Williams article."Irish banks are at it again,cheating savers out of there own money"Irish Times'one day ago.Interesting,methinks.!
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    What if I miss a mortgage payment by a few days?

    The lender is not going to have a fit if you are only 7 days behind.Just simply get back on track with regular repayments.Me thinks.!
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    FT: Irish Banks Passing On Just 7% of Rate Gains To Depositors. Worst in Europe.

    Spanish banks have also been strongly warned by the economics ministers to be fair instead of greedy and to pass on interest rate rises to savers as has been the normal over the years.[my humble contribution]
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    Gillen Markets Investment Fund

    Surely Rory Gillen would clarify this for us.!!!
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    Rent tax credit : €500 from 2022 i.e. this year

    Does anyone know the process for a rent a room tenent [Lisensee ] to get the Rent tax Credit back.Has the process been updated.?Owner was not required to register with RTB. thanks.
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    Continuous Double vs Single White line on the road

    Someone has a sense of humor.!Not sure if its appropriate here though!.
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    55 year old with 300K lump sum to invest.

    The phrase "sawing sawdust" comes to mind here perhaps.
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    55 year old with 300K lump sum to invest.

    100k in Raisin perhaps and remainder in low risk managed fund with blue chip equities.
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    Tax Treatment of Landlords has to be Revisited

    WHAT about utilities oil electricity bins gas etc..I think they are included in the 14000K,so as an example if you include say 3k for them per annum then you are only getting 11000k rent tax free per annum.Perhaps i am wrong about this!.Can anyone clarify?.Thanks.[ if i am correct then with...
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