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  1. J

    AIB / EBS radio silence perception

    Bernard Byrne trying to get government to sell shares. I wonder why?
  2. J

    Proper fines for people not paying their tolls

    Toll is overcharged fines for not paying by 8pm following day a joke. Automating got rid of their staff and put more onous on driver prices should have come down !! Good luck to them
  3. J

    Turning Off Electricity Supply to Units of Non-Payers

    The electricity company will hold you liable for any accident arising from your tenants trying to restore power.
  4. J

    Bank of Ireland Bank of Ireland paying me only 220 compensation

    It's also not about winning the lottery although with their executive wages they win it every year. Where is the value put in my time God knows they highly value there own who can take the grey out of my hair. Who can bring back that chance to pay what you were due to pay instead of the looks of...
  5. J

    Bank of Ireland Bank of Ireland paying me only 220 compensation

    It's the banks dishonesty and silence that should be punished and all individuals associated. To say it happened a long time ago is not close to good enough. It's a cartel of silence, shake the tree and the apples will fall. I have sat in a branch with three employees in 2011 two mid management...
  6. J

    Bank of Ireland Bank of Ireland paying me only 220 compensation

    That's why we shouldn't be accepting any nominal payments from the bank while they don't accept responsibility let alone that there should be consequences. It is as if what's done is done and now let's get back to making bonuses and profit.
  7. J

    Bank of Ireland Bank of Ireland paying me only 220 compensation

    I can't really understand how there isn't criminal charges or sackings.
  8. J

    Bank of Ireland Bank of Ireland paying me only 220 compensation

    I think the compensation should be at least half the amount the overcharge would have been had they got away with theft. Surely this isn't too much probably should have minimum 5000 aswell . There are not enough heads rolling the.. Silence is deafening.
  9. J

    AIB Has anyone been compensated by AIB

    15 per cent of overcharge not close to enough I thought I read of 25000 euro compensation regardless of amount I would think closer to 50000 would be fairer due to reward to bank if they had got away with theft
  10. J

    Failed by banks, ombudsman, regulator and Central bank

    We need to come as one and try create a run on worst bank to show who is paying who. No mortgage payments no lodgement and no savings. Pick one bank and close it. The leftovers will change!
  11. J

    Banks Looking to repossess/appoint receiver Investment Properties with cheap trackers

    Keep out the deceiver if at all possible the secrecy and decisions taken on your behalf will baffle. Asset stripping. I wonder how many properties get back to owner once receiver appointed?
  12. J

    Banks Looking to repossess/appoint receiver Investment Properties with cheap trackers

    Do whatever you can to keep receivers out because once they are in the only interest they have is in running down business to get quick sale . They are completely working in interest of bank in helping asset strip
  13. J

    house as guarantee

    my situation is as follows we took a loan out in 2007 for 50k which was guaranteed by my parents with security of their property .we also had overdraft at time roughly 20000 overdrawn .the secured loan was down to about 22000 and overdraft 11000 when we went bust . between interest and...
  14. J

    PMPV: Peoples mortgage protection vehicle

    I also don't think the freemen are right but obviously they are able to get their media coverage and seem to be able to slow the legal system up. Again this doesn't mean they are always wrong and are putting up some legitimate legal argument aswell as the bull according to the barrister.We all...
  15. J

    PMPV: Peoples mortgage protection vehicle

    One good idea that's what will provide us with a peoples champion.the reality is that the banks will repossess ,the reality is that we will rehouse most evitees at a cost to the state.This will not show on banks books.AS sure as I know everything I say is not right Im Sure that every idea...
  16. J

    PMPV: Peoples mortgage protection vehicle

    I think it's the banks giving false hope a little more time before bearing their teeth. Time they say is a great healer and now when the dust settles it is a divide and conquer motto. The banks are now the people and any debt relief is out of our pockets and funnily enough our great giving...
  17. J

    PMPV: Peoples mortgage protection vehicle

    Brendan,That's the catch really who out there would lend into negative equity unless they see the investment as one that will have a return. I shall look further into it and see what I can find out .It seems to me that the theory might work the figures probably add up but the return for risk is...
  18. J

    PMPV: Peoples mortgage protection vehicle

    From what i can gather is that the bond is raised from external sources ie investment funds from europe which clears your mortgage ,if your mortgage is 200000 then 200000 is paid to lender and you owe the 200000 plus 5% compounded interest after 50 years .,to bond holder.Again I think the 110...
  19. J

    PMPV: Peoples mortgage protection vehicle

    From what i gathered there is no payment other than 110 euro per week investment which is your own responsibility to maintain .I dont think 2.5% is unrealistic interest figure .I also presume the 5% is a fixed interest fee for bond, probably low in my opinion .The valuation of house is probably...
  20. J

    PMPV: Peoples mortgage protection vehicle

    Brendan I realise this is sounds to good to be true offer. There is contact details although sketchy a phone number and address and appointment only meetings, But is it possible that it is possible to raise a bond on your home either collectively or by yourself? Personally I am only...
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