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Thanks Steve and Brendan44. I t is nice that you clarified steve that you were legally qualified when we got into the nitty gritty of this thread, which is while the courts may put a judgement on your PPR ordering the sale of the property is very rare if it has happened at all. MF1 was...

Any chance of a reply Brendan ?

any chance of a reply Brendan Pleae ?

Hi two for 1 and springsteen would it make any difference if the ppr is withy a different institution than the investment properties are with ?

Dear Mr Burgess, I dont know if you have been following my thread - but can you interject and shed some light. Spikers last thread says it would be impossible for the bank to put a judgement on the family home and mf says this is nonsense - 2 very conflicting views. Can you tell me who is...

Time, i dont if you have been reading my thread (Protecting the family home from investment properties - sunhill) but from what you are saying my family home which we are repaing in full and is in both our names is safe from the banks where the investment property loans are (which are...

Thanks Spiker and Bronte. To confirm my wife is not on any of these loans. Is that correct spiker that the banks cant force the sale of the family home if my wife is not a signatory on the investment loans. I would appreciate your response.

Hello Bronte - my replies below in bold. I wouldn't be in any hurry to pay off the home loan. You are paying off the KBC loans with (part)capital and interest so there must be an end year ? varies to 2031 What about the 3 INBS loans (2 not 3)that you are only paying interest only on. How long...

Thanks Derko 1969 and Orka. It is not an issue at the momemt. I am not planning to default on any of my mortgages. I am simply 'thinking ahead' of A. The day i Might loose my Job and B. the certainty of when interest rates rise as highlighted by Brendan McWiliams in his article on the...

Thanks Brendan - I presume you are giving the thumbs up to MF1. I summary MF1/Brendan your solutions are 1. sell my family home, pay down rental mortages and move into one of them which i cant do as i cant move a wife and 3 kids into a 2 bed apartment or 2. pay down the main family home...

Thanks MF With epsect what is your background MF ? are you a solicitor/have legal background ? if not how can i have any confidence in your reply ? I would apprecite a response from a legal/banking person and also from Brendan. Thanks.

securing main residence Hi Brendan Thanks for your reply. Just to clarify:- 1. My family home is with NIB on 0.5% tracker and is on capital & interest due to paid paid off in 2021 2. The 5 investment props (2 with INBS on 4.5% var and 3 with KBC on 0.9% trackers) are not in default and i am...

My main family home (4 bed detached) is on a tracker with NIB on a current loan to value of about 50%. I have 5 other investment properties which are all in negative equity three with KBC( trackers)and two INBS (now IBRC which are variable mortgages. My query is can either of the investmenmt...