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  1. J

    GP% - Retail Butcher

    Thanks folks, Those figures are very much in line with the trends I have here ie high 20s for 12 and a struggle to maintain same for 13.
  2. J

    GP% - Retail Butcher

    Hi all, In a squabble with the powers that be ie revenue,banks etc on this issue- revenue reckon 35%, banks do not know !! . The Actual % is working out in the high 20's. Traditionally it would have been alot more -around 36%.. Just wondering is there any current direct experience of this out...
  3. J

    Small Company Audit Exemption

    Yes there are indeed severe circumstances - the terminal illness of a parent of director. I will try my case and see as you say worth a shot.. Many Thanks
  4. J

    Small Company Audit Exemption

    Hi Joe, the 2nd by 1 day.
  5. J

    Small Company Audit Exemption

    Missed the original claim for Audit Exemption by 1 day. Are there any circumstances whatsoever where the CRO will allow same ? Thanking you..
  6. J

    Audit Exemption for Ltd. Company

    Does a company scupper its possible entitlement to Audit Exempt status if its first annual return (to which no accounts are required to be attached) is late for filing with the CRO ?
  7. J

    Neighbour's dog pooing on my doorstep

    With Johnjay all the way on this one - A size 11 boot & the shotgun- Your only man
  8. J

    Best place to study accounting technician 2nd year part-time

    FAS do this course on a full-time basis You get the 188.00 plus a travel allowance
  9. J

    Ulster Bank compensation scheme for IT issues

    I cannot believe that people would settle for a mere 100.00 euro compensation ! Ulster bank chiefs that may be reading this must be laughing (all the way to the bank ! ) This is one of the biggest breakdowns in history and exact clinical financial compensation is NOT anywhere near sufficient...
  10. J

    Chance of getting a loan

    HI Johnjay Virtually impossible,in my experience to get the banks to do unsecured personal loans these days. It would be prudent to open a CU account & direct at least some of your savings there Most have a 3 mth. membership rule but this may vary ie they will not loan to you until the 3 months...
  11. J

    Investment Return-New Ireland Vision Plan

    Hi Folks Has anybody had any direct experience with this product ? Basic info. as follows; * Policy effected 1985 * Amount paid in via monthly installments circa 50k * Current value 26k Can only be encashed on death ! Just looking for some basics on the product itself And the way it would...
  12. J

    Ulster Bank Systems Down, Many Left Without Money

    Hi Geri Just as a matter of interest did UB ask you to bring ID etc with you to the branch?
  13. J

    Ulster Bank Systems Down, Many Left Without Money

    Bewildered,confused,amazed & horrified. The third largest bank in this state - Ulster Bank is refusing to let people withdraw their OWN money. Our regulator is 'monitoring the situation & the silence from Leinster House is deafening. The gravity of this goes to the very core of Ulster Bank's...
  14. J

    Ulster Bank Systems Down, Many Left Without Money

    Hi Knuttell As far as I am aware they are up as far as Wed. with both payments in & out so when they have solved the problem it will update all transactions. In the circumstances it will not count as a missed payment. No harm to give them a call & get UB to confirm that the cause of payment...
  15. J

    Ulster Bank Systems Down, Many Left Without Money

    Good news for those caught up in the Ulster Bank Trap Ulster Bank have just informed me that if you go to your branch with the following; 1. Current payslip 2. Photo ID 3. Proof of Account ie lazer card etc You can then withdraw your salaries/social payments that are currently lost in...
  16. J

    Current Revenue Policy on Refunds over 4 years

    Update as follows; So far the refund (over 4 yrs) has been partially allowed as an offset against subsequent years liabilities. Currently working on the balance. It is a very,very tough concession to achieve due to the current leglisation as quoted above. However overall fairness is being...
  17. J

    Ulster Bank Systems Down, Many Left Without Money

    This is nothing short of a thundering disgrace & as per previous posts is causing serious upset in peoples lives right now. UB have told me they 'dont know ' when it will be sorted !! They have also confirmed that they will not provide temporary facilities to those affected & left without any...
  18. J

    ESB Bills Crippling Us!

    ESB increased their rates some time ago as did the other suppliers (but not by as much) Other suppliers ARE cheaper We switched to Airtricity some time ago Saving so far is roughly 10%
  19. J

    Credit Rating

    No there is not any such threshold limit in existence Perhaps you could suggest to the bank as part of the deal ie FULL & FINAL settlement that nothing is put up on the ICB & it remains clear going forward Stress how important this is to you & that you cannot enter into an agreement without it...
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