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My complaint to the PTSB on their online form was not even acknowledged. I have no idea if someone has read it or is dealing with it.

X it seems is now answering the phones in their customer service department. All she can say is "I will send an email", despite the fact that I actually wanted her to take ownership of my query rather than pass it on to someone else.

The problem is that the OP's outward flight has changed by over 4 hours. Ryanair state that there may be more changes before the day of the flight. In my experience, these further changes are usually of the, less than 30 minute timeframe. It sounds as if this this further change may not suit...

But you are the person that quoted the following from their Terms and Conditions. The OP never received any email from Ryanair about the changes to his flight times. Ryanair are the ones not following their own terms and conditions.

So, Ryanair are selling "ghost flights"? How can they get away with this? You are baited to buy then when you have bought they switch.

What difference does it make. If the flights no longer exist then they have been changed.

It's dreadful isn't it. We are in the same boat. Our house 2500 Sq m. Garden that is taking it's toll. Four empty bedrooms but with wardrobes full of stuff, including grandchildren's stuff. I love where I live, good neighbours, leafy suburb, close to everything. We took a walk past the house...

I had a my 5 bed detached painted recently. Two of the walls were half brick and the other two were fully rendered. The job also included a garage, three walls. Price also included the eaves of the house, window sills etc. The cost of the painting was €3500 to include VAT. Paint was €1000...

I have had a transaction that was showing as pending but the provider was actually paid. I have never had a transaction disappear though.

My Electric plan with Bord Gais expires on the 10th November coming. I got an email today stating that I will go on to their Standard Rate on expiry but I can avail of their 15% discount on renewal. See below Offer still seems very high at just over 40c per Kwh and hefty annual charge...

Thanks ClubMan. Looking at my Laya Control 600 Connect policy. I have an excess of €175 and €600. Cost just over €95 per month. Looking at similar policies, I can opt for a lower excess, but the monthly cost of the policy can be over €50 extra per month. Do I pay more upfront, just in case I...

I have the same policy. I went on to the Laya website to find a list of their other policies but I could only find a page where I could compare my existing policy with a similar policy. It was a lower priced and a lower cover policy. Is it possible to find a list of all of Laya's health...

Please excuse my poor math and understanding of this. How can 3% DIRT free after 3 years not be better than PTSB's 3% after 3 years that is subject to DIRT?

I called to Permanent Blackrock this morning and I was told that it is 2% for the 18 month term. I was also told that this 2% will not be available until the 9th August. I felt that the person I was speaking with did not know much about the product nor eager to find out for me.

Was it a Dublin branch......Northside, Southside?

The AIB is offering 2% for a two year fixed term. 4.04% overall for the two years. I see that the Permanent TSB is offering 2% for eighteen months. Is this 2% for the full term of eighteen months? It seems that the AIB of 4.04% for two years is a better offer?

Back in the 80's you did not have to provide ID to open an account. Many people did it. Mostly for non resident accounts. I knew of one bank manager who used the address 1 Main Street, Newry on accounts, in order to get the business. Once you signed the non resident Declaration then it was on...

It was impossible to open an account back in the day without an address. The EBS internal forms require an address. What is the address on the book?

When you opened a savings account with the EBS you signed your name invisibly on the back page of the book. When you made a withdrawal the staff member would compare your signature on the withdrawal docket to the signature on the back of the book using an ultra violet light. If you father...

Was this a non resident/resident account c/o the EBS with the interest going to a non resident? They allowed these back in the 80's. You opened an account using your own address, the EBS address or another address but nominated that the interest be paid to a third party non resident. They...