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In case it helps Brendan. I'm one of the 300 (confirmed by phone) and so far: - Received cheque for €5,000, needed to be sent back for re-issue as in both names, haven't gotten it back yet. - Mortgage rate reduced to 1.74% from the standard variable (I think 2.95%), no correspondence from AIB...

This is Sparta! So, I got onto AIB today and yes, I'm one of the 300 :) I'm so happy, this is life changing for me and my family. Yes, crazy right, shows how long this has been going on! But well worth the battle in the end. Thanks again for your help Brendan and this great site, I really...

Wow! I think I maybe one of this 300 Cohort! I got the €1,615 in 2018, but still haven't gotten the capital write down or heard from AIB yet and I was wondering why not. I don't have the paper work in front of me, but I did break out of my Fixed Rate early and looking at text messages I have...

Hi, I've only just seen this thread today. My letter is dated the 15th of March. Am I too late to make an appeal? Can I just download the form linked above, fill it out and send it by registered mail tomorrow? Do I need to call AIB first and request an original appeals package? Also a family...

I'm currently on AIB "Discontinued" variable rate mortgage (2.75%) and I'm considering switching to a fix rate mortgage. The question I have is, once the fixed rate mortgage ends, will I return to the discontinued variable rate mortgage (of course at whatever rate it happens to be then) or will...

Re: Personal financial retrenchment Cancel Sky once you are beyond the initial 12 months contract. You get to keep the gear and you can continue to receive over 100 channels for free (all the BBC, ITV, C4, Film4 and C5 channels, but not RTE and TV3, you need an aerial for that). Look at...

Re: Bike in apartment Funny thing in my apartment building we have the opposite problem. Lots of excellent bike stands in the underground car park, one inverted u type bike stand * for every two car parking spaces, plus at least two wall hanging bike racks for every parking space. Car park...

This is just madness. In the private sector interviews are almost always carried out by the active employees of the company (managers, HR, engineers, etc.). I remember when I first left college and went for interviews with some of the biggest banks in the UK, I was interviewed by senior...

I wish, AIB's standard variable rate is currently 4.5%, so if they pass on the full .75% reduction, then it will be 3.75%, which in fairness would be the best variable rate available at the moment. Basically it is 1.25% above the ECB rate. Of course it could be less if your lucky enough to...

I opened a fixed rate account with Halifax last week and I must say I found the experience very pleasant :eek: I just went in off the street, didn't need to book an appointment, they were able to help me immediately. I did bring all my documentation*, but I didn't seem to need it as I already...

Strange, both of those pages still say 5.22%. However I wouldn't be surprised if this and other savings accounts drop.

I thought the same at first, but no it is the difference between fixed rates. I'm currently going through the same process with AIB, as my fixed rate was 5.18%, there was no breakage fee :)

I tried opening an account with Northern Rock, but ran into problems getting the certified copy of passport from a Garda. My local garda station said they don't do that any more. Did any one else run into this problem and how did you work around it?

Re: Money Makeover Help - MABS Wont Here are a few extra tips: Sky 98 euros - You say you don't use it much, so cancel it immediately. Once your outside the initial 12 month contract you can keep the Sky box and you will continue to receive over 100 channels for absolutely free including all...

Yes, with the caveat that for Irish banks your only covered for 90% up to €20,000, so if you have €20,000 in the account you would only get €18,000 back. This calculator should help you with it: http://www.askaboutmoney.com/clubman/CompoundCal.htm#rjava2

I had the same problem at first, I found a UV light helped reveal the numbers. But yes, very hard to see, way harder then what you get from any other bank. BTW I got the UV light in Maplins as part of a set for invisibly marking your property.

If you already have an Irish Nationwide Account that currently would qualify for demutilisation, would there be any danger in opening another account?

Re: AIB 7.3% regular saver for new accounts I wouldn't mind so much if you could open and close these accounts online like you can with some of AIB's other accounts. But given that you need to call into a branch every time you open or close one of these accounts, the relatively small amount...

Re: AIB 7.3% regular saver for new accounts Well my understanding is that the bonus is paid on the interest earned. So if you save €350 a month @ 4.5% you will earn €103.80 interest, which you get a bonus of another 10% which would be €10.38 given you a total of €114.18 (before DIRT). Now...

Re: AIB 7.3% regular saver for new accounts There is no point in keeping the old regular savings account, it only pays 4%, you would be better off closing it and putting the money in a First Active eSavers account (5.22%), Rabodirect (4.3%) or even AIB's own 7 day online demand deposit account...