Search results

  1. M

    claiming tax relief - low income worker

    Thanks for taking the time to respond, much appreciated.
  2. M

    claiming tax relief - low income worker

    How can you claim tax relief on an avc not deducted at source and medical expenses if you are a low income worker and with tax credits (single parent tax credit) already pay only a tiny amount of tax(good complaint). Surely you’d have to pay more tax than you can claim back? If this is true then...
  3. M

    Cornmarket too good to be true?

    I’m thinking about getting an avc (I’m early 50s)but am a very low income worker SNA and already get single parent tax credit meaning I pay very little paye tax a month about €14 for now as I’ve only begun this job in the last couple of years, how on earth would I get tax back of 20% on my avc...
  4. M

    House Insurance premiums inflated

    I'm with zurich too and due for renewal mid October. I recently reviewed by rebuilding costs and rang them in september to amend. I had been badly underinsured as per the chartered surveyors rebuilding costs guidelines. The renewal increased this amount again now by 25% so I will be phoning them...
  5. M

    Understanding PRSI contributions for receipt of an Irish pension

    I love your calm response to this. They wouldn’t speak to their mother that way, I hope.
  6. M

    Any point investing if on 20% tax bracket (by choice)

    Thanks for all your help everyone and taking the time to respond, I appreciate it. I’m off to digest it all.
  7. M

    Any point investing if on 20% tax bracket (by choice)

    I was thinking of investing/saving for 14 years then maxing out an avc for the last 3 years of my working life by which time I may be on the higher rate of tax. I wish we had simple ways to do this like in the US or UK, with their roths and their isa’s. The SSIA was so easy for me as a regular...
  8. M

    Any point investing if on 20% tax bracket (by choice)

    It looks dreadful as I have only just begun having one.
  9. M

    Any point investing if on 20% tax bracket (by choice)

    What investment method would you recommend for someone who is a low income earner on 20% tax (by choice- suits work/life balance), late 40s mortgage free, frugal. State savings are quite poor right now, like all savings. I will go with this option if there are no better choices. I’ve seen a lot...
  10. M

    AVC query - public servant

    Thanks so much for all your help, much appreciated.
  11. M

    AVC query - public servant

    Thanks so much for your detailed response, which I will take time to study in depth. It’s very helpful and I appreciate the time you took on it.
  12. M

    AVC query - public servant

    No other pension unfortunately.
  13. M

    AVC query - public servant

    Could I please ask a question similar to this. I’m going to be starting a new sna job so just on scale 1, I’m in my late 40s. Im a single parent. I would only be on 20% tax, by the time I retire I would be at the top of the scale and on the top rate of tax. Do you recommend avcs in my...
  14. M

    Passport renewal online tips?

    If you are having trouble with your online photo, try it again but keep rotating it to the left rather than right to get it straight. Plain white cabinet, fridge door and my son (adult) took a selfie that was accepted.
  15. M

    Taxi suggestion Italy

    We stayed in Bella Italia twice. (1st time Bergamo - hire car) 2nd time we flew into Verona got a taxi from the airport €75 for 6 of us no problem. On the return the guys at the eurocamp customer service station rang a taxi for us that was much cheaper approx €55 and far bigger for us and we...
  16. M

    Fixed Term Deposits - quick question re. Lowest tax rate ?

    Thanks for the answers, feel a bit silly now for not figuring that one out.
  17. M

    Fixed Term Deposits - quick question re. Lowest tax rate ?

    I noticed this under fixed term deposits state savings certs and bonds. A normal deposit account would need to be paying 2.06% to match this rate if you are normally taxed at 41%. A normal deposit account would need to be paying 2.20% to match this rate if you are normally taxed at 45%. What...
  18. M

    Ryanair cash passport

    Moonman, I got more worried after reading your post so I triple checked with tesco visa and you are right they were adding daily interest onto amount loaded. I was about to put in a complaint but the girl said she would stop it because I told her I was advised incorrectly the other day. Why is...
  19. M

    Ryanair cash passport

    Just been onto to tesco visa and they consider loading money on to a cash passport as a purchase so that's good news. This was double checked with a manager.
  20. M

    Ryanair cash passport

    Thanks moonman, must look into this option. M
Back
Top