Search results

Hello, I was due to travel to Disneyland / Universal in April on a family holiday. I took out a 2 week Premium travel insurance (and I paid extra to cover for natural catastrophes). The trip was cancelled due to the corona virus. I managed to get a refund for the flights and hotel directly...

Thanks for your feedback, much appreciated.

Hi All - I have been in a 6 year dispute with an Insurance company. The case is currently in mediation but looking unlikely to be resolved. I expect the case, therefore, to go to the Ombudsman for deliberation. I have received certain official correspondence, specific to my case from the...

Thanks for the link to the key post Brendan, It was helpful. Person A's partner does live in the house and contributes to the mortgage, They are happy with this arrangement however, I think the main issue is, if A and partner continue to pay the mortgage off in full, with no contribution from...

Don't think selling the property makes sense, Person A would have to cover 50,00k negative equity balance (which is not feasible) and would also be homeless, Person B would also have to fork out 50K, which they don't have. It would leave both in even worse situation.

Looking to get some advise in relation to a friend who jointly owns a house but the other joint owner refuse to contribute. Scenario: Person A + B Bought a house jointly 7 years ago and jointly lived in the house for 4 years. 3 years ago Person B moved to another part of the country and...

I am a reluctant landlord and currently rent out my house as size wise it is not suitable for my family. The house was built with a defective material in the foundation and is currently unsellable, I have been involved in a 6 year battle with the insurance company to remediate the property and...

I just put your details into a mortgage overpayment calculator. By overpaying by 100 per month, your Mortgage will be paid off 3 years and four months earlier and you will save 23,990 in interest alone

Many Thanks Direct Devil, your post is extremely helpful to me, the contra proferentem rule is something I will definitely explore

I can confirm I am referring to a 10 year structural guarantee policy (this was included when I purchased the house and the policy is non renewable.

Thank you for your post, my case is currently with the Ombudsman, and I am currently working on building my case.

Hi, I don't want to give away too much detail in relation to my dispute but would appreciate any feedback. I am currently in a 4 year dispute with an insurance company in relation to damage to my property. When my policy was taken out,the policy document was very general in nature and...

This happened me last year, I went to the guards and explained that they changed their mind about compensating me, the guards rang them on my behalf and asked them to provide the name of their insurance company. Once I had their insurance provider I rang their insurer and explained the...

We are looking at 600 Euro to replace the lino. The builder won't pay the supply company directly. I sent a quote to the builder for the Lino, however, he rejected the quote instead he is insisting I pay and supply him with an invoice 'receipt' showing VAT paid , he also wants proof that work...

A building contractor from an insurance company did some work in my house in relation to structural testing for an insurance claim that has been dragging on for a number of years. In the course of their work they damaged the lino in my kitchen. I complained to the insurance company about the...

At the time of our original claim submission we were provided with a summary of their independent experts findings and advised of further steps to fulfill before they would re-consider our claim. Their summary, however, omitted the part about their experts concerns and the fact that certain...

The insurance was the '10 year structual insurance' so we weren't continuing to insure the property after the event occured, This 10 year structual insurance came with all built new houses. When we noticed structural damage a couple of years ago we submitted a claim. Only when the insurance...

Hello, I do not want to give too specific information as I am still currently in dispute with an insurance company in relation to a claim. I would appreciate if somebody could provide any assistance before I respond to the insurance company/ A couple of years ago we submitted a claim with an...

Hello, I am looking to upgrade house and move to a new area. My current house was built by builder whom had houses tested positive for Pyrite in other Estates. In my large Estate, I have heard rumours of a couple of houses having Pyrite but nothing definite. We have no signs of Pyrite in...

Hello, I have noticed that there is a so called 'typo' on the address of my Mortgage deeds and would like to have this corrected. Corresponence being sent to me, whilst arriving ok has an incorrect spelling in the address. The bank advised that the address handwritten on the scanned...