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    Alternative use of plot of land where local needs apply

    I have been offered to buy a 0.1ac plot of land which is actually a former back garden of neighboring dwelling. It is zoned as "existing residential A1" and local needs apply. Asked planning dept in Coco and they said I won't be able to get planning permission as I am not local. That means...
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    Best underlay for insulation with laminate floor

    Folks, what TOG rate underlay do I need put between concrete subfloor and 8mm laminate flooring (no underfloor heating)? I was thinking of Tech boards with 2.15 TOG. Is this OK? Would it work? Another option is 1.4 TOG polystyrene foam with foil backing. Would it suffice? TOG is lower, but...
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    Ulster Bank reduces mortgage rates for some new and existing customers

    how soon one on variable rate can move to another lender to avail of lowered rate if his current bank does not pass lowered rate to existing borrower?
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    Ulster Bank reduces mortgage rates for some new and existing customers

    If you take SRV 3.1% and UB SRV goes down again it's like to fix on 3.1 as the new rate might not apply to existing customers. Is this correct?
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    Buying a new build, concerned by boundary wall location

    one drawing is from planning application in coco, another one is from estate brochure
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    Buying a new build, concerned by boundary wall location

    Hi, I am in process of purchasing a new build house. The house is still under construction, but the boundary wall separating our house from neighboring house is already in place. Both my and neighboring sites are of triangle shape. As per the estate brochure plan and also the site layout plan on...
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    loan from family to help with deposit

    The quate was wrong. Sorry. I mean, if parents gift their own money, not the donee's. What docs the donee would need to obtain to prove it?
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    Parent has offered help with deposit

    The threshold for Group B (Brother/Sister/Son etc) is €30,150. Does it mean that for ex Son can gift €30,150 to each parent, e.g €60,300 to a couple of parents?
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    loan from family to help with deposit

    What kind of documents Revenue would require to confirm the money transfer came from parents? Signed agreement? Notary stamped contract? Ownership of transaction source account? Just a declaration letter from parents? How to prove that gifter is Group A?
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    Transferring deposit from abroad to Ireland to buy a house

    The money are coming from non-EU country as I said.
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    Transferring deposit from abroad to Ireland to buy a house

    We would like to buy a house with a mortgage. Looking to transfer funds from our account out of EU and use it as a deposit for the purchase. This is our savings and retirement funds withdrawn, revenue taxes are already paid in that country for them. Do I need to pay any tax again in Ireland when...
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    Does Bank of Ireland treat existing customers the same as new customers?

    Visited both BOI and UB last week to see how much can we borrow. BOI was offering significantly higher mortgage. Unfortunately the UB max amount wouldn't suffice for us.
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    Solictor and Convenyancing...prices, and what the hell is it?! :P

    Today I got a quote from conveyancing solicitor that seems me quite a lot against the the 750 and 950 quotes above. Can anybody recommend a solicitor with affordable prices? Professional Fees €1,500.00 Miscellaneous outlays, telephone fax and incidental disbursements €50.00 V.A.T. on...
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    how do i find the owner (dissolved company land)

    I'm now going through the same search. Trying to identify who owns the peice of land that I'm interested in acquiring a right of way from it. According to the Land registry it's owed by some company. According to the CRO site this company has been dissolved via receivership many years ago. So...
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    property in receivership question

    I've been looking for a house to buy in specific area for quite some time now. Two days ago there popped up a house on daft that would suit me perfectly. This house being sold by receiver. I contacted the selling agent straight away to tell that I'm interested in it and he told me that he will...
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    Key Post How to deal with an estate agent

    What would be your, guys, recommendations on negotiating the house asking price downwards in the current house market situation if any. Tomorrow I'm seeing some house and meet with EA first time. Asking price is too high for me even after recent price drop of 6%.
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    Can joint owners get separate mortgages for the one property?

    mf1, could you advise what's the procedure of dividing one big residence (house and plot) to two residences?
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