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    Health Insurance Alternative Plan 1 adult & 1 child

    Hi casperjack, The following 3 plans are worth considering at better prices. If the hi-tech hospitals Blackrock Clinic and Mater Private are not a priority, you can reduce costs further but still including fertility cover. Details as follows; 1. Laya Signify plan; price 938pa; all public...
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    Health Insurance Health Insurance Options For Elderly Parents

    2Clueless, The VHI plan they are on is the old plan B and is expensive for the level of cover. The main reason for having a plan like that, is because it covers hip or knee replacement surgery in private hospitals. There are four alternative VHI plans to consider if they don't mind taking on an...
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    Health Insurance Health Insurance Options For Elderly Parents

    Hi 2Clueless, Just a quick question in relation to your parents, in what county are they based? Are they based in Dublin? Snowyb
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    Health Insurance A Family member or an independent insurance

    Hi Vladtheimpalor, Welcome to AAM. There is no difference in price or in any other way if your spouse is on your existing insurance policy or if they get a seperate policy in their own name. It may suit you to pay one bill per month instead of 2 seperate bills. If you are both on seperate...
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    Health Insurance Renewal for 2 Adults and 2 Kids

    Hi paddy07, Welcome to AAM. Laya Signify is a good option for the 2 adults, but there is a cheaper specal offer for the 2 children with Laya. Details as follows; Laya Adult Option 1. Laya Signify plan; price 938pa; all public, private and Beacon hospital covered. Private hospital...
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    Health Insurance Renewal on Flex 500 Explore with Laya

    talbot, While VHI One Plan 500 is a good plan that covers all public and private hospitals, it only has 60% cover for hip and knee replacement surgery in private hospitals. This would mean a shortfall of 5000+ per surgery. If you are under 65, this may be ok but if you have any health...
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    Health Insurance 33 year old female - recommendations please?!

    Hi MichelleM, Welcome to AAM. Firstly, you just need to take out a health insurance policy before you turn 35, to avoid the extra loading charge for Lifetime Community Rating. At 34 years of age there is 0% loading, whereas at age 35 years the loading is 2%. Secondly, yes it is 5 years...
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    Health Insurance "Should I cancel my health insurance now that the private hospitals have come under state control?"

    Nobby 4822, 600 consultants did not sign up to the new arrangement yet, it is still under discussion. One of the outstanding issues relates to their private clinics. Snowyb
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    Health Insurance Cancelled VHI Policy

    PeterD37, Laya are probably best value for the children at the moment. They have a special offer for 5 plans whereby you pay for the first child and the rest of the children are free. The following 2 plans are best value, worth considering, details as follows; 1. Laya Flex 125 Choice...
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    Health Insurance Cancelled VHI Policy

    Hi PeterD37, What VHI were you and the family on before you cancelled? Snowyb
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    Health Insurance Navigating health insurance for the first time

    Frilly Frocks, For yourself based in Carlow, I would consider a plan that covers all the public and private hospitals only. The following 3 plans are worth considering if you want to reduce hi-tech cover and day to day cover, details as follows; 1. Irish Life Benefit plan; price 965pa...
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    Health Insurance Best VHI plan for 3 adults one teenager

    pepper22, If you develop a new health condition/illness at the moment on the new One Plan 500, you will be covered in a private hospital, no waiting. Its only illnesses you already have(if any), that are not covered for 2 years. One Plan 500 is a good move, even just for this year. You can...
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    Health Insurance Best VHI plan for 3 adults one teenager

    Hi pepper22, Welcome to AAM. The VHI One Plan Starter plan only covered public hospitals so the PublicPlus Care Day to Day plan also just covers public hospitals. This plan is grand for public hospital cover but if you need surgery and the waiting lists are too long, you have no alternative...
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    Health Insurance Navigating health insurance for the first time

    If there is a discount for the VHI PMI 14 10 plan, I would go with that plan as it has a lower inpatient excess of 75 per admission compared to 150 per admission with Nurses and Teachers Choice 2 plan. If there is no VHI discount, I would choose Nurses and Teachers Choice 2 plan with the...
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    Health Insurance PMI 07 10 - Alternative option for 23 year old

    Hi Leabharlanna, The following 4 plans are worth considering at cheaper prices, details as follows; 1. VHI One Plan 250; price 639pa; all public and private hospitals covered; private inpatient excess is capped at 250 x 2 max for all admissions per year. Day case excess 125 per procedure...
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    Health Insurance Health Insurance for Family 2 adults 2 teenagers

    Hi lonelyplanet, What plan are you all on at the moment? What ages are the 2 teenagers? When is your renewal date? Snowyb
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    Health Insurance Need advice regarding policy change

    Hi Killsteve83, Welcome to AAM, The plan you are on at the moment is not good value for money for the expensive price tag. The following 2 plans are better value, with extras included, at a cheaper price without losing cover. Details as follows; 1. Laya Simply Connect plan; price 1265pa...
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    Health Insurance Alternative to current insurance policy

    Lara, Be Fit 3 is a really good plan that fully covers a private room in a private hospital. Also, it fully covers the first 2 consultant visits and the first 2 gp visits per person per year which is a huge plus, even though the cost of the plan is a bit more expensive. The 25% discount...
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    Health Insurance Navigating health insurance for the first time

    The following 3 plans are good alternatives worth considering, details as follows; 1. VHI Company Plan Plus Level 1.3; price 1251pa; all public, private and 3 hi-tech hospitals covered. Inpatient excess 150 per admission to a private or hi-tech hospital. Day case excess 50 per procedure...
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    Health Insurance Navigating health insurance for the first time

    Hi Frilly Frocks, Welcome to AAM. Just a couple of quick questions, when is your renewal date and what age are you? Regards, Snowyb
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