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  1. M

    Builders and Insulation?

    That doesn't surprise me - the worst time to be looking to employ a tradesman. Better off waiting until there's recession, when you can...
  2. M

    Pint of Guinness index

    So I've found increases of 12 cents in February 2023, and a further 4 cents in August 2023 (both ex vat), referenced in a number of news articles online, but I'm not finding the December 2022 price rise that you mentioned. Could you please give some details? Interestingly, while looking for the...
  3. M

    Pint of Guinness index

    I wonder how they got the average price of a pint, quoted at €5.62? They must have surveyed quite a few rural pubs, given a lot of Dublin pubs seem to be charging over €6 a pint (and some, a lot more!)
  4. M

    Pint of Guinness index

    I think that was a certain Dutch company, who added 50 cents to the price of all of their products, a couple of months before Christmas 2023. Probably to help them cover the cost of their failed stout As I recall, Guinness did increase their prices, but nothing like to the same extent.
  5. M

    Pint of Guinness index

    Sadly, a good point!
  6. M

    Simon Open Door 2024

    Nice idea, I'd never heard of it before. It's actually an initiative that other professionals might consider, in conjuction with other charities, too.
  7. M

    House Rich, Cash Poor, Low Income Retirement Plan Advice

    Hello, While I appreciate that it's a family member, you really need to get that rental income up. €500pm is extremely generous, and while I'm sure it's well intend, unfortunitely you can't afford to be that generous. Knowing the price of Irish property, I'm assuming that you've a modest...
  8. M

    Estate agent fees in Dublin

    I'd imagine that there'll be very little effort needed - given demand for property and the price point. I'd be trying for 1%, on the basis that you really just want it up on the websites and someone to show it, a couple of times. I haven't used them, but you might like to check out...
  9. M

    Use DB Pension to Pay Off Mortgage?

    I think that's a mistake, tbh. It's nothing to do with enjoying their company, it's to do with them contributing towards the costs that they are generating. Do three realise that their parents are worried about money, while they live for free, and get to use their earnings for other...
  10. M

    Use DB Pension to Pay Off Mortgage?

    Hello, Are the two adult children, who are working, living with you? If so, are they contrubuting to the household bills, and assuming they are, how much does each individual contribute? While there are no guarantees, it is looking like the ECB will begin to reduce interest rates, in the...
  11. M

    Buying new place before selling current home - is this wise?

    Hello, You'd need to be very strict on yourselves, with regards to how long you'll take moving houses, preparing your current house for sale, and then selling it. There's a lot of potential to take a "relaxed" approach, and that'll cost you a lot of money. Also, are you sure you really need to...
  12. M

    Sky v Satellite TV once off payment

    Yes, cancel the service completely! I was a long time Sky subscriber and I was also paying them a fortune for many years, but got rid of them a few years ago, replaced with Saorview & Free to Air Satellite channels, plus optional subscriptions to the likes of Netflix, Amazon etc. and have never...
  13. M

    Estate Agent rushing buyer to arrange building survey

    Hello, How long has it been since you went sale agreed ? There's no logic to setting what appears to be a tight deadline for an engineer's report, unless it's been dragging on for a while, or the vendor has something they are trying to hide. Assuming this hasn't been dragging on, I'd...
  14. M

    Central Bank consultation on updating the Consumer Protection Code

    I agree, the CBI should not be the "champion" here
  15. M

    Car dispute with dealer and recurring problems not resolved

    At this stage, I'd be insisting that they take the car back. There is a questionmark over why you've held the car for so long, and that will be used against you, in your discussions - with the likely result being that you will probably have to agree some form of compromise, if exchanging the...
  16. M

    Car dispute with dealer and recurring problems not resolved

    What sort of problems, and how many different times have you brought it back? We had reoccurring issues with a car previously purchased for my mother (it was an ex demo). The 3rd time I brought it back, I told them we weren't willing to keep it. After a bit of a tough conversation, the...
  17. M

    Key Post Is there a gas and electricity supplier which rewards loyal customers?

    Hello, I've yet to see any power supply company treat loyal existing customers fairly. They are every bit as bad as the insurance industry... I go on to a well known price comparison website every year, and find that I need to move every year, to get the best deal. Coincidently, this year...
  18. M

    Bitcoin - steer clear or not?

    Hello, I put quite a lot of time into crypto, a few years ago - took some relatively modest positions, made a few bob, and lost a few bob. While I learnt some interesting things, and still watch progress with what Ripple are doing, for example, there's one important lessons that I'd like to...
  19. M

    TV licence non renewal or jail?

    One thing that bothers me, is that some people are arguing for RTE to continue with existing content, such as sport. Unless it's a national team, competing (not playing a friendly), then I don't agree that it's content that we should all be forced to pay for. Regularly GAA matches, for example...
  20. M

    Bonus time - How best to decide what to do with it

    Agree with Gordon, Assuming you are: - in relatively secure employment, - not under pressure with regards to your monthly outgoings - not already maxing out your annual AVC allowance, for tax purposes (ie that you can get maximum tax relief on the contribution).
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