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I'm thinking of buying a 3-bed semi in Sandyford Hall in D18, close to the Glencairn Luas stop - does anyone have any thoughts on this area/estate? Seemed like a fairly regular estate when we went to view, would obviously be looking to avoid anywhere with anti-social behavior problems or which...

Yeah, that makes sense ClubMan, thank you. With regard the €5K tax at 41%, what I meant was about €10K or so of my 2011 salary was liable for tax at the highest rate, so I ended up paying below €5K in tax from that section of my annual salary. So I guess I need to make a lump sum contribution...

Hi all, I do not have an occupational pension (or at least I'm not currently in the scheme, my employment situation is precarious and I don't want the hassle until I know the company will survive), have a PRSA, haven't made any contributions for two years. I paid less than €5k tax @ 41% in...

Hi all, I want to make a lump sum contribution to my personal (non-work) PRSA to take advantage of the tax paid in 2008 (I recently opened an employer-contributed PRSA as well so this year should be ok on the pension front). On my P60 for last year it notes the total tax paid; likewise on my...

A very obvious troll...if someone from the Pin was behind that I'd be disappointed as I am an avid reader of both AAM and the Pin!

Sorry for resurrecting this thread; I think I made about €4,000 on the ETF - what rate of income tax do I owe on this? Does it depend on my salary? What about the annual CGT allowance? I presume it can't be used for the sale in question? (if not I'm gonna lock in some other gains made in...

I have recently sold units of an ETF for a profit; I'm also planning to sell an ETF at a loss before the end of the year. Can I balance the gain on one versus the loss on the other, or is it different with ETFs? What if I sell some regular stocks at a loss; can they used to offset the tax I...

I've just moved back to Dublin and all the places I viewed before taking a room reported things are very, very slow with regard viewings compared to last year and previous years. One guy in Ranelagh told me two years ago his phone was ringing every few minutes for a week when he was looking for...

Hi all, Sorry if this has been asked before: I returned from a year abroad in August 2007 and am still looking for the perfect job. Can I still use form Med1 to claim back expenses incurred during 2007 despite not having paid any income tax? I would typically be a PAYE worker. On a similar...

Re: Nationwide - One Year Fixed Rate Interest Bond -5.10% If one was to open a One Year Fixed Rate Interest Bond share account and become a member of the society, would one then benefit from demutualisation should it occur, or would you still have to wait for a number of years before you become...

I started the thread as I have far more than €20k on deposit with NR and far less than €20k on deposit with BOI, AIB, etc...! I am a happy customer, not trying to scaremonger, just curious about their exposure and the risk to my deposit - TBH I don't care as much about other people's savings...

In that case, if one wanted to be 'extra safe' with regards their savings, one could spread the (admittedly very low level of risk!) by opening accounts with NR, Rabobank, etc...and putting a maximum of 20,000 euro in each?

Hi all, I have been quite pessimistic regarding the global economy for a few years and believe rough times are ahead, so last year moved 50% of my net worth from US equities to cash. Most of this is currently resting in a Northern Rock Demand Online account. My question is: if the UK (or...

You can buy GLD (Streettracks Gold ETF) via Davy.

I've just read this article by Robert Kiyosaki of 'Rich Dad, Poor Dad' fame. I know he comes in for a huge amount of (probably justifiable) stick, seems he fabricated a number of events in his life that he passes off as factual, but it is an interesting read all the same, considering the source...

Don't worry about margin, most Irish buy-to-letters don't!

If you want to read comments from some posters who definitely DO NOT agree with the majority who post in this thread, simply navigate over to the 'Location, Location, Location' section of this forum and read the comments from those good folks who have bought apartments in some development in...

Thanks Clubman - I have emailed Quinn Life to find out what exactly is the difference between their personal pension (Freeway Pension) and PRSA offerings...I cannot see much of a difference at all! If anyone has a thought on this, I'd appreciate it, as I'm sure the good folks at Quinn Life will...

I have decided to go ahead and open a PRSA with a one off contribution - I paid €Xxxx in the higher rate of tax last year - since I have that amount lying around in a savings account and don't foresee the need to touch it, shouldn't I just pay this amount as a lump sum into the PRSA? I don't...

If I bought GLD via my broker, would I be taking on an FX risk (a security held in $)?