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Just checked the redress letter that I received in Dec 2017. Under the heading 'How we got things wrong?' the bank have stated the following: In our review, we found that when you moved from a tracker rate to the staff non-standard variable rate and then a fixed rate, we failed to provide you...

Here's a pdf / pic of the Insite communication of 9.10.2008 (ignore the highlighted print date of 27.11.2008). I suspected that the bank would remove this post from Insite once the storm blew up and thats exactly what they did).

Interesting to see where this thread has run to and lots of useful suggestions for Zippee. My suggestion re claiming against Bank surveyor implied that OP would put Bank on notice that their asset / security was now deficient and that Bank might join in / lead any action against their valuer...

Thanks for inputs guys. The shares were sold on the open market / normal disposal transaction so nothing unusual there. Yes, I have included the details of the share sale / capital loss and had it recognised by Revenue in a tax return two years ago. I also include / disclose details of...

Really sorry to read your story Zippee. My house flooded that fateful night in October 2011 and it was devastating. I would probably pursue the legal route for starters as you seem to have a paper trail that includes misrepresentation of the facts. Assuming you needed a bank morgage survey...

I am currently selling an investment property that will realise a significant gain. I had sold some Bank shares at a significant loss a few years ago and hoped to use that loss (carried forward) to offset some of the gain on the property sale. Somebody has suggested to me that I cannot...

Thanks for further comments. By summarising and posting this thread I was hoping to get a good cross section of views which has now been achieved. Just to answer recent comments / questions, no I didnt put this agreeement in writing which was an oversight / error on my part but that is not at...

Thanks for your comments that are helpful. Just to be clear the deal was that I would reduce the rent provided that the tenants facilitated viewings and agreed to remain until 'sale agreed'. They have facilitated viewings but clearly are not hanging about until sale agreed - so they have not...

I have a rented property that I recently decided to sell - usual sob story / overextended on borrowings etc. and feeling very financially exposed. I asked the sitting tenants if they would stay on at a reduced rent to facilitate viewings (max. two per week) until 'sale agreed'. They agreed to...