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  1. J

    Mathematical Modelling MSc v Data Science Analytics MSc

    Data analyics has a great future as all SME are following multinational companies on data analytics and big data so if it was me i would definitely choose data analytics for whatever price
  2. J

    Bad practice by the credit union?

    Usually there are two ways when CU deal with members in arrears 1) They agree few months of lower payment (temporary solution) which you will be out of delinquency cycle and they will not contact you during this period if you keep up to temporary payments. However from CU perspective your...
  3. J

    Boi mobile app

    Because of new mobile payment facility, they have amended the Terms and Conditions of online/mobile banking. You need to agree with new terms and conditions to continue using this service however you may not register to use this service.
  4. J

    No weekly update on Topaz fuel card prices

    Hello, There is a few weeks that some of the sites (e.g. axaplus and motorcheck) which offers Topaz fuel card and show its weekly price has not updated the price. Anybody know if there is a change on the fuel card prices and why those sites no longer update the weekly fixed price? or if there...
  5. J

    moving large sums abroad

    Try transfermate website as they are cheaper than banks and I believe there is no problem sending large amount. However for first time users you need to send them some identification by email/post for the purpose of anti money laundering.
  6. J

    NCT Retest - All Dublin Test Centres already fully booked

    They must give you a date in your local area within 3 weeks from the date you requested a test or give you free test according to their website
  7. J

    New SEAP Rules for Direct Debits

    This issue provided lot of question marks in the financial institutes and will definately cause lot of problem for some companies as well as institutions such as banks and credit unions which operate DD. But as this is an European law all the financial institutes must comply with it once they...
  8. J

    Home Carers Tax Credit

    Revenue usually calculate which option is more beneficial to you. If you are definitely sure that increase on standard rate is more beneficial to your situation then give them call and request to switch to other option.
  9. J

    Household Charge & ICB

    Any institute which are members of ICB and make an enquiry through their databases, they are obliged to send member details in a monthly basis. However they should have a members consent (according to data protection act) to do so before any query can be made to their history.
  10. J

    I have no pension

    PRSA might be best option for you Look at all your options here http://www.citizensinformation.ie/en/money_and_tax/personal_finance/pensions/
  11. J

    Credit union 3weeks to cash cheque???

    In most CUs they will lodge that to your shares and may benefit from dividend calculation however you will not be able to withdraw that till clearing period passed
  12. J

    Turkey during Ramadan

    You will have no problem at all, plenty of tourist travel around same time and all bars and restuarants are open all day long, enjoy
  13. J

    Credit Union taking money from my shares to cover solicitor letter

    They can setup Legal Fees balance on your account and add cost associated with legal actions taken against your loan. Hence they will transfer fund from your shares to zero-wise that balance.
  14. J

    O2 Smart Phone Packages

    Tesco mobile probably is a cheapest one around, check it out
  15. J

    When is PTSB passing on the last ECB Decrease?

    They must honour the interest reduction within thirty days, feb for nov reduction is absolutely non sense. they are legally obliged to do so for trackers within thirty days
  16. J

    What happens to a Euro mortgage if the currency collapses?

    Million dollars question, however I think all deposits and loans must be converted to punt, it makes no sense that only deposits converts and loans stay in Euro. you have taken any loan including mortgages in this country with the currency of this country, so if currency change everything must...
  17. J

    Electricity / gas deals

    This offer is not available to existing customers of Airtricity, they only offer 8% off the Gas and Electricity to existing customers and no other offers are available to them.
  18. J

    AIB to BOI Transfer

    If you send money before daily deadline then originator does transfer it same daily and destination bank receive that same day but they dont process incoming transactions untill next day or two to your account so bank benefit from interest by keeping your money for few days. Imagine what...
  19. J

    using savings to paydown mortgage

    if any chance of converting to punt both savings and loans will be converted, it is pure nonsense to have only savings in punt and loans in euro within same institute. specifically if that is an Irish bank
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