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I'm totally lost by your posts. Much of what you say seems totally sound, but I just can't see how it supports the issue of this thread re: government intervention to aid FTB's. There's nothing the government can do to the housing market to support your 20% price drop resulting in 10%...

You can't see anything wrong with what's happened. I wonder will we (or have we) seen any of the following; Ghost estates Heavily indebted population Negative equity Poor planning Poorly constructed properties Bank failure/bail-out Government (me and you) funded bail-out / stimulus package...

OK, so the originally figures are off by 40k? So by your own reckoning Value both properties = 750k Loan (754-40) = 714k So you have a combined LTV of 95.2% Income circa. 95k p.a Borrowing as multiple of combined gross income = 7.5x Our economy is in (nearly?) recession Some predict property...

Income = ~ 90+k I can't work this out. To me you are in negative equity. Total property value 750k, borrowings attached to properties 754k and that's before other borrowings. Am I wrong here? IMO you are in deep trouble. If at all possible, sell the investment property asap. You seem a bit...

Hello I have my current account with BOI. I am hoping to set up a savings account but the BOI ones I have looked at seem restrictive enough in what I can put in. What I mean is they want fixed monthly lodgements of the fixed amount, and it's a bit of hassle to change these. What I want to do...

Hi Elainem, Just a quick follow up; If he is risk averse and afraid of investing in stocks he should probably be equally as afraid to invest in property right now he could dump the money in a savings account for a year or two After DIRT he'd probably get about 4.X% giving him interest of about...

I don't think it's the wisest idea in the current climate. Yields of 4.1% and 4.6% gross respectively. That's before periods where it isn't let, and before associated expenditure. The income will also be fully taxable, obviously. On top of this it could be validly suggested that the rental...

Re: Can you keep your first time buyers status by buying through a co. you have set u Is it OK to set up an arrangement as follows and do many people do it? buy a property in your own name sell it to a company (related party) engage in an option agreement whereby you can buy the property back...

I;ve a 1.6 hatch. Typically 350miles from 50litres petrol. http://www.torquecars.com/tools/uk-mpg-calculator.php Using that that is ~ 32mpg typical mixed driving conditions Most ever got was ~ 390 from 50litres, ie. 35mpg slightly longer journeys than usual Pretty awful

I THINK YOU GOT THEM ALL RIGHT

money transfer into your account is best bet, meet at the bank, do it there and then Personal opinion, smaller transactions I wouldn't have problem with draft if I had a good feeling about the person. Naive no doubt

Just to make sure you don't think they offer the rate on their website. Can't offer any advice on them. Perhaps write back if you do go with them and share your experience.

tell her you'd prefer if she was bald

It annoys me when people describe Eddie Rockets as rob-yar-pockets. They cook really good quick food of the burger/chips/wings/dogs variety. You can watch them cook the food in the open kitchen (well in the one I would go to) and it tastes damn good. I actually think the pricing is very...

I think we can all agree that this topic if very useful and informative. Thank you all for your input.

This is ridiculous - they OP has 1.2m in equity. What's the point in 'hanging in there' when you can live a full and fun life - it just involves making a rational decision and down sizing.

But she says herself she admitted liability. Perhaps one of the factors that led to the Gardai not being called was her admitting liability and suggesting to the other party that she would take responsibility. To me this is an outrage, as are many of the responses here.

Would you consider selling the home and buying another home of approximate value €1m and living rent and mortgage free for the next few years?

It's as simple as that. You made an agreement. Don't start feckin them about now for jaysus sake.

Try http://www.avforums.com/forums/index.php for reviews etc. on particular tv sets. I am unsure if your assertion that "Samsung make the best LCD units" is correct.