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I started my business in 2010, and in January 2012, did my first tax return (for the years 2010 & 2011), so that I could be tax compliant. October 31 is looming, and so I now have to pay my preliminary tax for 2012. Three questions: 1. Can I calculate the amount myself and use a book-keeper in...

UPC broadband is so reliable and good speed that I think I will go with that, & use skype for my calls. Now I will look into how to get some tv , as lease does not allow satellite dish. Thanks for your advices

Thank you both. upc will be my fallback, but looking to see if I can do something different, that could be cheaper & give me greater variety. Will look into what you suggest eithneangela, and if anybody has any other suggestions for what they would do if starting from scratch, be interested to...

Hi all, I am just about to move into a new place, & setting up phone, tv etc from scratch, what should be a simple task, but with all the choices in home entertainment & telecommunications, is becoming a big dilemma. The house has a upc connection, which I could use for phone / broadband /...

Thanks for your replies, which are reassuring. The size of the receipt is not important. I was just surprised that we had not been given anything more official e.g. a court document detailing the outcome of the case.

Our child was awarded damages in the Circuit Court following an injury. As a minor, we have been told that the damages will not be paid to him immediately but will be held by the Court. We have 3 questions: 1. What age will he have access to the settlement? 18? 2. Will Interest be paid on...

Thanks for your responses. I have checked with several mortgage brokers and banks and have been told that I have not a chance of a mortgage despite such a low LTV. The mortgage industry seems to have gone from one extreme to the other. How long until some common sense filters in ?

Thanks, I will try mortgage broker / bank / building society with full details. I appreciate that there are properties for 250k but not 3 beds in area where we currently rent & children are at school.

Does that mean that it is impossible for us to get a mortgage until I have been self employed for two years? Is there not some way, when we have so much equity?

Would anybody know if there are lenders prepared to advance around €100,000 (less than 30%) in the situation I described originally i.e. myself self employed and my partner in part time employment?

Would be looking for 50 / 100,000 mortgage.

Contact HSA (LoCall: 1890 289 389 or Email: [email protected] ) who will respect your privacy, but do heed bazfitz's comments in this economic climate.

We would like to purchase an house in 2011. I have started working for myself under the State Back to Work Enterprise Allowance. Business is slowly increasing and I am currently earning approximately 2,000 per month plus the BTWEA of 1,200 per month. My wife works part time and earns approx...