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  1. L

    get joint account closed

    ok, will give that a shot. thanks
  2. L

    get joint account closed

    the ex has a cheque book and laser/guarentee card. I wouldn't put it past her to use them. the bank then has to pay out for the cheques and put the account overdrawn. its repayable to either
  3. L

    get joint account closed

    hi, I'm trying to get a joint account closed that i had with my ex, it was needed up to now because over mortgage payents but our house has sold and theres no need for it now, but of course the ex wants to leave it open for historical value, I know this is bull and so does she, shes employed...
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    Selling an inhertied house

    Hi, My folks were left a house in a will about 2years ago. They paid the full inheritence tax but didn't want to move into it as it required a lot of work to bring it up to modern standards. Anyway they put it up for sale and the bottom fell out of the market before it sold. Looking at the...
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    Mortgage dillemma for separated couple

    This would go against you in the courts, a judge will look at it from a commercial viewpoint not a moral one. This will take time and money, lots of money. The longer it goes the more you pay, i'm down about 25k in legal fees plus five years of my life and I still havn't closed off the problem...
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    Emptying a house

    Just for information, Sdcc will allow vans in dispite the site saying they won't, charged €70 for full van into the Ballymount facility, Due to short notice the couple were given to clear the house they were unable to use those free sites or donate any of it to charity.
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    Emptying a house

    Hi, A couple i know are selling a house, it was to be sold as seen but not the buyer wants it emptied or they'll pull the deal. Where can they dump the house contents, Sdcc will only allow cars in, it would probably take 2 or 3 trips in a large transit to clear out the house. Are there...
  8. L

    buying house question.

    Lionstour, This system is very common in brazil. They also do property swaps all the time too.
  9. L

    People with Money Problems

    Some people come here as a first step to see what can be done for their situation. What they need is advice, assistance and to be pointed in the right direction. Not to be scolded like children that have done wrong. I can imagine some people in awful debt who are so worried they feel unable to...
  10. L

    Fed up with the banks

    Accounts accessed without permission to gain information on my income and debts by staff for their own use, Banks lying about terms/limits of accounts and credit cards when application being made to make sure i dont walk away without opening accounts. Banks closing down. Bank staff not returning...
  11. L

    Fed up with the banks

    I've Gone thru most of them. Had very bad experience with BOI, run in's with AIB, had no problem with halifax but they left, NIB not an option with their cashless branches and currently with UB for 3months and i think now i might just close that and put my money under the matress because they...
  12. L

    Separating but in negative equity

    Dont get your hopes up about this. I got told today the bank wont be prepared to do anything with regards the NE. Its up to me and the ex to arrange our own loans with whoever we want or the sale of the house wont happen.
  13. L

    Get it in writing - agreements with bank!

    Well heard back from the bank and they arent prepared to do anything to help so thats the end of that. Need to go back to the drawing board.
  14. L

    Daft.ie questions

    When trying to sell your house you cant have too much advertising.
  15. L

    Is Negative Equity really that big a problem?

    +1 Unfortunatly some people here dont see it that way.
  16. L

    Is Negative Equity really that big a problem?

    Was that your opinion when the boys down the Dail were pouring billions into the banks of this country? You can't just paint everyone with the same brush and if you think that people dont derserve or need help then you are very very wrong. Its easy to be smug when your looking down on others.
  17. L

    Is Negative Equity really that big a problem?

    I'm not looking for a handout, I’m looking for flexibility. All i need from my bank is to take the NE left when we sell the house and split that debt. Money they already gave us and repayments that we've paid for the last 4-5years without missing a payment. It would work out the same amount per...
  18. L

    Is Negative Equity really that big a problem?

    Jerry, I dont think you fully understand what a situation like this is unless your stuck in it. Should i wait till the other person dies because they deliberatly tie themselves up with maxed out cards and car loans, spending every penny they get to make sure that they can't afford to clear the...
  19. L

    Daft.ie questions

    Your estate agent may have asked you to pay advertising costs for things like brouchers, sign in the garden and online advertising with the likes of daft and myhome. These sites do charge but i'm not sure how much. Also i have seen houses listed by agents that are on both at the same time and...
  20. L

    Is Negative Equity really that big a problem?

    And what if people, like me, are in a situation where we didnt buy to make a quick buck, but now need to sell because of seperation and cant because the banks are not willing to look beyond their manuals/handbooks that were written up before thousands of people ended up in NE?
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