Search results

  1. D

    Supermarket's taking other's vouchers

    Hello all, I know Tesco no longer accept other supermarket's vouchers. But do Dunnes and/or Supervalu take each other's vouchers? I have a Supervalu one about saving €11 when you spend €80 and a Dunnes one about saving €10 when you spend €40. Thanks
  2. D

    Health Insurance Am I paying too much for my health insurance

    Thanks a million. That was very helpful. I'll change to one of them so!
  3. D

    Health Insurance Am I paying too much for my health insurance

    Hello all, I recently renewed with Laya - I was with "Assure Health" but price went up from €728 to €793. So I downgraded to "Future Protect Plus" which cost €733. Am I paying way above the odds or is that about right for a 40 year old with no particular health issues? My wife and kids are on...
  4. D

    Cancelling Life insurance

    Can I cancel my life insurance that I got when I took out my mortgage? And if I can and do, can I get another one, say in a year? Thanks
  5. D

    Increasing rent in a tenancy of more than two years

    Hello all, Tenants moved into the apartment in June 2015. I was thinking about increasing the rent from June 2017, giving 90 days notice. However, if the new legislation is passed, will I be only able to increase the rent by 4%? What if I notified them now of the proposed rent increase in June...
  6. D

    Tax on small extra income

    Hello all, I'm thinking of doing 'mystery shopping' jobs. They pay very low wages. We're talking €5-10 per job. And about one or two per week. Is this income subject to tax? (I have a full time job as well.) The US tax authorities allow ppl to earn small amounts, c600 per year, without paying...
  7. D

    Thinking of investing in shares - small amounts

    Hello all, I have about €500 saved and intend to save about €30-€50 per month for the foreseeable future. Should I consider buying shares? I presume I can tap into some sort of fund, rather than have to choose the shares myself? Is there anywhere that I can find more information? Thanks
  8. D

    How to cancel an overdraft on a joint account?

    You can't alter the terms of a joint account without both people consenting to it.
  9. D

    Do banks ever agree "forgive" credit card debt

    Hello all, We are a couple with a mortgage, two personal loans and a credit card debt of 5k. We have never missed a payment on any loan but the credit card debt seems to be endlessly creeping up. We are about to receive 3k from a relation. If I wrote to the bank and offered 3k to settle the...
  10. D

    Do you pay tax on an insurance pay out?

    Thanks everyone
  11. D

    Do you pay tax on an insurance pay out?

    Hello all, My wife is seriously ill and is due an insurance pay out for cases of serious illness. One payment is a lump sum towards our joint mortgage and the other is a payment which her trade union pay to those with a serious illness. Do either of these attract any form of tax? Thanks
  12. D

    Key Post Mortgage rates summary after the Minister's intervention

    PTSB give lower rates for lower loan to value loans. For example its 4.2% for between 80%-90%. Am I wrong?
  13. D

    Want to switch credit card but limit is going to be lower

    Hello all, I want to switch credit card to a different bank's one. Limit on old card was 10k. New card will be 5k. Not necessarily a deal breaker but do you know if and how credit card companies decide to increase max limits? In particular Perm TSB. Will mine increase over time? Thanks
  14. D

    Reducing the interest % on my credit card

    I would be bluffing at this stage as I haven't applied to another company yet.
  15. D

    Reducing the interest % on my credit card

    Hello all, Is it worth phoning my credit card company to ask them to reduce the interest on my credit card? We have about 2k outstanding. Would it work, if we threatened to switch cards? Thanks
  16. D

    Is there a credit card that has a 6-12 month no interest on balances offer

    Thanks. There appears to be 2 or 3. I'll see who will give me one so!
  17. D

    Is there a credit card that has a 6-12 month no interest on balances offer

    Hello all, I want to pay down my credit card. Is there any offer out there to take a balance and charge no interest on it for 6-12 months?
  18. D

    Bank reducing the amount they are willing to lend

    Hello all, We had agreed a house purchase for €195k. The bank agreed to lend us €175k. All was going well and we handed over the deposit (booking and remainder). I'm assured by my solicitor that we can get the deposit back should it all go belly up. However, as we were about to draw down, the...
  19. D

    Changing Euros into Dollars in advance of holiday?

    Hello all, Would it be better value to change about €600 in $ before I go on holiday or use the cash machines there? Also, if so, is there anywhere that has better rates and is cheaper than others? ie. the post office vs the banks? Thanks
  20. D

    Deducting the cost of a pyrite test

    Hello all, Would the expense of getting a pyrite test be allowable as a deductible for tax purposes? I have had my house for sale since May 2014. It was previously rented out. A buyer asked that a pyrite test be carried out before they would bid for it. I got one done costing 2k. There was no...
Back
Top