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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    Hello, While lurking I noticed that this thread was being discussed again. Apologies for not updating. It's been a dreadful couple of months. My S-I-L could no longer handle the pressure and is no longer pursuing this case. The CU made it very difficult for her. Not having letters of...
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    Case study I can pay my mortgage but not my arrears

    I too don't believe you are a candidate for bankruptcy or should be engaging with a PIP. You can clearly afford your mortgage. I don't believe ACC will be able to secure a repo. over your home if you are paying your bills like you say you are. I agree with Bronte. I would suggest you do not...
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    The deceased was very much loved by all so I find your posts in this thread insensitive to say the least. If all families did not follow up their deceased relatives affairs why would the deceased bother with insurance policies to begin with. Anyway, I will make this as clear as possible. 1...
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    physeptone and Methadone

    Is it true there have never been cutbacks on either of these drug substitutes that are administered to ex drug addicts i.e. does the ex addict have to pay anything towards receiving this as substitution? If not, why not? Anybody with a medical card has to make a minimum payment.
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    Slim , he/she means that I changed the word I'd previously written to simply read "goodwill". The word I had previously written meant the same thing but I was unsure of it's spelling so I changed it:o CU Manager, there was no big mystery behind the change of word. I could write a lot more...
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    Hi, Thank you all very much for the time given on this thread. I can so far report that the Credit Union released the death benefit and also the loan protection has cleared off the existing debt. The CU made the payment as a gesture.. The CU have still refused to reinstate the account...
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    An update on this very long running saga. The CU have desided to make a payment on my BIL's death benefit policy. We simply could not get the CU to issue us with a final response letter to bring our case to the Ombudsman. Everytme the response letter was requested the CU merely ant danced...
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    GP's and the recession!

    I agree with the issues brought up on this thread. I paid €50.00 (which I hear is small change), to be told by my GP that he did not believe my symptoms were as extreme as I said they were. I left his practice after three visits (with the same issue) with a prescription for both anxiety and...
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    Since when is everybody royalty?

    It's just another trend, similar to the, "works as a full time mommy", as their professional status on facebook and the likes. That's just Ireland in the 21st century for you!
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    Should I pay debt collection companies fees?

    I have a small debt with a hire purchase company (less than €200.00) that has now turned into a debt of almost €600.00 because they engaged a debt management company to repossess the goods. I got one or two letters from the debt collection company threatening repossession but due to other debt...
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    This case went in front of the board of directors and they upheld the managers sentiments. SIL has been given the option to contest their decision by bringing the case in front of the very same board of people, yet again. We feel this is a pointless exercise and wonder is it possible to go to...
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    Letting Your Neighbour thru Back garden to access their House

    Put a stop to this immediately. We had similar-ish episodes of a careless neighbour who instructed her builder to enter our premises when and how he felt. When our wall partially collapsed he looked at us as if we were to blame. WW111 did start and our neighbour has been standoffish with us...
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    Voluntary sale/surrender as negotiating options ?

    Relating to the OP's question, should he engage a solicitor when putting forth any deal with a bank?
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    Debt Collection Company Seek Copies of Our Flight Tickets etc

    Agree. It doesn't sound like there is any deal on the table here at all.
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    I accompanied my SIL to an arranged meeting with the manager of the CU. He sympathized with her loss but immediately got down to business, explaining that the CU did inform her partner what there intentions were. We asked how they made contact with the the deceased before his passing and we...
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    No Longer Protected By MARP

    Nec, I am back making full repayments but am unable to make payments towards the arrears as well as paying my full mortgage payment. I have no problem meeting my payments now but paying the arrears now is not possible. They will not recapitalize. I am fully cooperating with the bank but there...
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    No Longer Protected By MARP

    My bank have informed me that I am no longer protected under MARP and they will commence repossession proceedings in a few weeks time, I have been given a date for when they will file papers. I have already been issued with demand papers for the arrears I accumulated whilst in MARPS. I...
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    Thanks Brendan. She wrote to CU and their explanation was simply that it was their rules. A complaint to the ombudsman is essential as suggested. Will keep thread updated when I hear more.
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    The 220.00EUR keeps your Death Benefit Policy standing. Interesting that it was six months before CU would offset your shares against your loan. In my B-I-L's case they offset the shares within a period of 9 weeks. Borrowers partner meet with the CU today and they are refusing to...
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    CU set shares agains loan for terminally ill member, and now won't pay death benefits

    Hi Brendan, The borrower offered the CU a reduced payment schedule because he was no longer in full time employment and could not meet the required loan repayment. He asked for a temporary reschedule of his loan payments. The CU declined to offer a payment reschedule and subsequently emptied...
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