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Thanks for that. Will look at contacting IFA then.

Hi, I have an existing pension with a previous employer that I now am looking to transfer into a Buy out Bond. I did nothing with it at the time but now want to transfer it. Current worth over 10K. My current employer operates a hybrid scheme but I do not want to transfer it into an AVC as...

Not sure about AVC but for other pensions, any companies that operate here as a branch of a UK parent will have policy protected by the UK Financial Services Compensation Scheme (FSCS). That will cover 100% of the value of policy up to £2,000 and 90% of the balance without limit.

Hi, Was looking at this as well. The Irish independent has a good guide on new vehicles. However, the new VRT will also apply for used imported after 01/07/2008 according to the paper. [broken link removed] Hope this link works. Appears link of main page is now gone. Should show us the...

Firstly, definitely agree if you track your expenditure everyday, it does help you realise how much you spend and more importantly where it goes. This made it much easier for me, to cut my day to day expenditure. I use this free application that should work on most mobile phones. I have a nokia...

Hi, Any recommendations for a restaurant near Shelbourne park, as Dobbins is fully booked on Saturday? Prefer an early bird? So any suggestions are welcome?

Hi, As it your honeymoon, think going to Trailfinders would be a good idea just to get an idea for flights. The only reason I say this, is that we initially tried to book our own flights for our honeymoon, (going to South America). Ended up saving some money going through them. There are...

Papaya (Thai) - Early bird is excellent value - €20, starter, main, desert and tea/coffee. It is on Ely place just off stephens green.

Hi, Hope you can help. Looking at a honeymoon in South America in August 2007. Understand it is not the best time weather wise. Brazil has been mentioned as good all year round. Anyone been on a honeymoon to South America, any recommendations appreciated. Preferably want 7-8 days on beach...

Thanks Clubman for your advice.

Hi, I previously worked in a company which did not provide a pension. I started my own personal pension as a means of saving for the future. I have never claimed any tax relief on this. It is approximately running over 5 years. I since joined another company over three years ago and then...

Was in Oz a few years back late April and early May. Nice to combine with a stop in Singapore - Raffles hotel for a night! Flew into Sydney, then up to Whit Sundays sailing (fantastic), Frasier and up to Cairns. Weather gets better the further up the Coast you go. Loads to do and also loads of...

Hi, Our company has been taken over. As part of this, there are two part payments. The first small payment was paid to everyone. However, it has been stated that "To qualify for this final payment, you must have been in the continuous employment of our company between 1st December, 2002 and...

The initial wording of my question was insufficient. What I really meant to say, Is there any deadline(time limit) for the Revenue, that ensures that they must decide on how the proceeds set aside for employees of a global company, which has been taken over, are to be treated tax wise? i.e...

I am just wondering is there a timeline in which the Revenue commissioners must make a decision on how to apply tax to monies that are due to employees of a company that arise from the sale of company to another party?

Re: Mortgages - No repayments for 1st few months I know a friend of mine got the first three months off with Permanent TSB. But I think most of the institutions offer it now. You will need to ask them though because I didn't get it because I forgot to ask and as we were going through a broker...

Sorry if I have come too late on this but in nearly all cases Solid wood floors need to be nailed to either battens or preferably USB plywood(this has superglue in it) which gives the nails excellent grip. You should be able to glue laminate on though. There is one exception, if the solid wood...

TJ Grady provide windows and they are based in Mayo. Father uses them, he is in construction.

Thanks for that information. Will check it out.

Hi, Am looking at a development in Fairview on Richmond Road. There is no mention of a developer only a Cormount Partnership. Has anyone heard of these? Does anyone know who the builders are? Are they reputable? Thanks in advance