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    EBS What does an EBS "Variable Base Rate" mortgage mean?

    Hi B26354, I'm far from an expert on these matters I just thought the fact that even though we were offered Variable ECB Base + 1.05%, the second part I highlighted states that the "Tracker we were being offered" might be of help to somebody arguing whether they are on a variable or tracker...
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    AIB / EBS radio silence perception

    I'm not hoping for anything I just want to make sure I wasn't overcharged, it's not only fixed to tracker mortgages that were affected.
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    AIB / EBS radio silence perception

    We took out the mortgage Dec'07, stayed on tracker from day one we never fixed for any amount of time, the letter said although we weren't impacted that our a/c would still be analysed further and they will make a final decision in due course...and that will be their final answer.
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    AIB / EBS radio silence perception

    Always on tracker from day one we never fixed
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    AIB / EBS radio silence perception

    Received another letter today saying we're not impacted.
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    AIB / EBS radio silence perception

    Received another 28 day letter in the post yesterday.....they're still sorry they have no further update.
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    EBS Trackers and Central Bank Review

    We took out our mortgage €319k '07, tracker 5.05 + 1.05%, no fixed term (never went fixed rate at all) the ECB interest rate reductions were applied to our mortgage as they dropped, albeit a month or two later but we got them all the same. We're now on 1.1% tracker as far as I know, we had no...
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    EBS Tracker mortgages | Review?

    I emailed [email protected], gave them my a/c no. and simply asked if we were included in the review, 2 days later we received a letter in the post confirming we are.
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    RBS/Pepper mortgage write down

    Hi Commercial, as I said it was a query for some friends of mine they didn't even try in the end they just stayed put.
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    RBS/Pepper mortgage write down

    Thanks Stephen, I understand what you're saying there, however, the fact that Pepper are now controlling the mortgage (as far as i am aware) leads me to thinking that they may have bought the loan from RBS at a discounted price, therefore there MIGHT be room for negotiation? Like I said I'm...
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    RBS/Pepper mortgage write down

    Thanks Brendan. So basically they should put it in writing and see what sort of response they get?
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    RBS/Pepper mortgage write down

    Apologies if this has already been discussed but I can't find a thread with the same query. Basically I'm sounding this out for a couple of friends of mine, they have an apartment they want to sell, valued at €170k, mortgage outstanding with RBS/Pepper €190k. Both in secure state jobs, no...
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    Its4women: quoted €100 less than axa; anyone insured with them?

    Stay well away from this crowd, I changed car in June and got an online quote for €200 less than my current provider so I bought the policy and it was a BIG mistake! They requested the usual signed direct debit mandate, no claims discount etc...so I sent them all in. First problem was the no...
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    Over 70's Motor Insurance

    Hi all, I'm trying to get motor insurance for my father in-law, he's 78 and some of the quotes I'm getting are scandalous, over €2200 for some of them! Most other places I've tried won't even give a quote, anybody know of a broker or online insurance crowd that cater for the older driver? TIA.
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    BMW 316i

    Thanks jhegarty I reset the DSC and the lights went off, happy days. Squonk the car is second hand and there was no manual with it, I have tried to look up different things online but as it's my first BMW I couldn't understand most of it. I apologise if I have wasted any of your time!
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    BMW 316i

    No, I only bought it 8 weeks ago, hence the limited knowledge of what the symbols mean. I'll get it looked at and see what the outcome is. Thanks again.
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    BMW 316i

    Thanks RonanC, One more quick question, would you reckon this fault would be covered by my 3 months parts & labour warranty?
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    BMW 316i

    Hi All, Yesterday two signal lights came on the dash with a beep, one symbol is an orange triangle with and exclamation mark in it and an orange circle with and arrow around it, the other is an orange exclamation mark in a circle enclosed in brackets, anybody got an idea what these mean...
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    Key Post What to do with a pension fund from a previous employment

    Thanks for the reply, I've done some research and that indeed seems to be the case. It's not the end of the world, thanks again.
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