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  1. L

    pregnant and in debt

    HI Nige,Thanks again.The reason we have our house up for sale is in hope we can clear the loan.If we can't do that and place down a deposit on a new place we won't be selling!Otherwise we are under no pressure to sell,I have put my partner under enough pressure as it is.lol
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    pregnant and in debt

    hey you guys!thanks for getting back to me.ITS ALL POSITIVE,and i really appreciate you imput.When does my child qualify for the free chilcare.She is not due to start school till she almost 5,so that luxury is a good time away. I am not stressing as such... just trying to plan ahead before i get...
  3. L

    pregnant and in debt

    I lost my business in febuary 09.I appraoched the bank immediatly regarding any outstanding monies owed .I had personally gaurented some of my loans.I owe €30k which I pay €635 back per month.I work full time and earn €30k which is just over €2k a month.I have an 18month old child and when I...
  4. L

    15 years or longer?

    thanks Nofbank, all good to know,knowledge is power have a good weekend
  5. L

    15 years or longer?

    Thanks Norf bank. We can totally afford to pay over the short term,its a small enough mortgage we'd be getting,just looking at options to release cash at the start for essential renovations. Do you happen to know what the penalties are if you were on fixed rate.We could always start with the...
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    15 years or longer?

    We have our home up for sale. We are hoping to take a mortgage of 15 years on our new purchase. If we were to sign up for a 25/30year mortgage and then swap to a 15 in a year a two,would there be huge penilties. In a casual meeting with the bank i said I was hoping for a15 year and the assistant...
  7. L

    Might be of interest to somebody selling their home in Meath?

    anyone know how this works and how much they are offering!and how long the process works.... this could be the answer to prayers
  8. L

    Should business debtors be able to avail of debt settlement?

    to go into liquidation costs money if you don't have any you can't liquidise. i personally guarenteed my business loans and they come with me long after the business is gone.i work full time to pay them while my partner supports me.i was a limited company,this means nothing if you have...
  9. L

    anyone selling

    it seems you have to stick to your guns and not jump on the first offer but still be realistic.well done on the sales guys.i feel quiet positive,houses are selling!
  10. L

    anyone selling

    thanks all,i'm not quite ready to put up the for sale sign,a bit of tiding up work to do first.i hope its not all in vain.looks like houses are still selling well but its all on the buyers side now,best of luck all
  11. L

    anyone selling

    Hey thanks for getting back to me.Gosh you done well,7 weeks was good goingthere was a lot of views too,is your property unique?Don't talk me about the price drop tho.... I want to get rid of some buisness loans that are weighing me down but I am not sure if the profit of the sale can carry...
  12. L

    Ashbourne, Co Meath, Archerstown Woods

    I live in Ashbourne,I love it out here,Everything is on your doorstep.10 mins to the m50,30 mins to city centre.20 mins to airport,we have tescos,dunnes, super value,lidl aldi,gyms and whay hay our own cinema now too.There are lovely resturants and bars and it still has that town feel.I moved...
  13. L

    anyone selling

    just wondering if any of you are in the process of selling? How long did it take from sign/ad going up to sale agreed. Did you have many views? Did you get your asking price,or how many price drops did you have to endure. Any info is appreciated, Lilliesmom
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    purchasing a derelict cottage

    Just found out there are No Services. Are we talking a small fortune to instate them? Anyone 'been there'. What does this involve?
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    purchasing a derelict cottage

    thanks hoppy, I think the roof will have to be replaced. Did yours have a well? Whats the complications of not having one? Thanks again,any imput appreciated
  16. L

    purchasing a derelict cottage

    Hi All Myself and my partner are going to view a derelict farmhouse cottage at the weekend. We are looking for a property to repair to live in. This one looks like it could be easily brought back to habital conditions as it just hasn't had anyone living in it, but it is an old property. I am...
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