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Thanks for the advice. I handed in all the information requested apart from the Accounts last Wednesday so will wait and see what happens

I lodge small amounts of cash as I have a small business and we are struggling to keep our heads above water and the local office of the credit union know us well and I just feel they are going overboard and I wouldn't necessarily trust their confidentiality so I haven't given them the Accounts...

I leave my profits in the credit union therefore they have my money to lend out and make interest on.

Thanks for your reply Elnino but I find it hard to believe there are many Accountants that would lie for their Clients. Also the banks have never asked us for Accounts and in fact haven't asked us to update our Identity for years. I agree with WazardDr that Credit Unions are over compliant...

Thanks for your reply Elnino but I have a letter from my Accountant verifying that the cash lodgements are in line with my business should that not be enough to satisfy them?

Hi I hope someone can answer my question. I have received a request from my Credit Union to give them ID and proof of address along with a letter from my Accountant clarifying that the money I lodge to my Account is from my business and when transferred to my bank account that it is the business...

Thanks Mexicola that sounds good will give them a ring.

Thanks Snowyb

I upgraded from Aviva Health Starter last 31st December to Aviva Health Plan 01 and am serving the 2 years wait for pre-existing conditions but due to the excess of €125 when I was admitted to hospital last May for 2 days and also having to go as a day case twice and for another test as well it...

Thanks for the advice Steven

Hi Vincent Thanks for your advice will pass it on to my Son. The amount is €27500 approx. Regards Angela

My Son has taken redundancy and he has been advised to move his pension with his former employer to a Buy Out Bond and has been offered one with Bank of Ireland and the Annual Management Charge is 1.5% per annum, would this be a fair charge?

Thanks for you reply Serotoninsid but funnily enough the message is no longer appearing and it is recording fine now.

I have found that by disconnecting the hard drive and reconnecting after a few minutes it stops the message appearing for a day or two. Thanks for your replies Leo

It is a brand new hard drive with very little recorded on it.

I have a Triax TSC114 Combi Box + a Seagate Goflex 320GB Hard Drive, when I first started using the hard drive to record it was ok but now it is asking me do I want to record as the device is too slow but it will record and the recordings are ok. Does anyone know why this message is appearing...

Household Charge As you say Sahd the legislation quite clearly states that if the "building is occupied, or suitable for occupation, as a separate dwelling”it is chargeable and seeing as it is not suitable for occupation I don't think it is payable until the renovation is complete.

I have inherited a house which is not fit to live in and I am renovating it myself bit by bit. Do you think I will have to pay the household charge when it is not fit to live in.

Thanks for the replies, Jimbobp has it right the Policy is both Life Assurance and savings (which sounded good 25 years ago but in hindsight was a bad idea). We do not have any health problems NorfBank, will have a look at New Ireland but we won't be rushing into doing anything just yet, it is a...

Thanks for your reply Clubman, there is a savings element to this Policy which was worth approx €21000 at its highest value but is only worth €14000 approx now which is a lot less than we have put in to it. The problem being that if the savings element keeps losing value that we would have to...