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No, I did not understand this. I thought that if I wanted to pay part off, we would need to re-mortgage. Thanks for this. Correct. Thanks for you reply.

Post updated, she pays 10% of salary and employer pays 6%. Thanks for your reply

Fair point. Thanks for your reply.

Personal details Age: 44 Spouse’s/Partner's age: 48 Number and age of children: 3 children - 15, 12 & 4 Income and expenditure: Annual gross income from employment or profession: €56k Annual gross income of spouse: €80k Childcare: €270 p/m (ECCE + additional 10 hours p/w) Type of employment...

I wouldn't personally be to keen on it, all my beds are lined scaffolding planks, but if you line the you should be fine. You can pick up a roll of gray plastic 2mm I think for half nothing.

Just my 2 cent... I would be what most (incorrect) consider a 'heavy gambler', I play cards and trade on betfair and other exchanges mainly - but I would have dozens of different online accounts to take advantage of different prices. My wife on the other hand has a single paddy power account...

i know this is an old thread but wanted to give details of our situation. we recieved letter from nib (front page, we notice we dont have your original policy... with 6 page of legaleese, requesting signatures and witness) in oct requesting original life assurance policy, we used nib as a...

Thanks Sean, Ill take a look at the link. I plan on growing veg in the beds and was under the impression that pressure treated timber should not be used for veg beds?

Hi all, I am looking for opinions regarding good places to source timber and some garden supplies. I am looking for places with good value. I am living in south Dublin. I am looking to build some raised beds and also get some trellising for the garden, looking to source the materials...

+1 Not to mention possible TRS. I dont think its a terrible time to start a business, although I agree with the high costs, but it all depends. Staying home with the kids is a personal descion, but are in the greay position to be able to consider it.

Is this the reason you are cinsidering switching? Bear in mind that other banks will most likely increase their standard variable rate, regardless of ECB rate changes, factor this in when considering alternative variable rates.

Its an old thread but might be worth a read: www.askaboutmoney.com/showthread.php?t=93930

Re: first time buyer Can I borrow that crystal ball after you?

This also holds true for people who bought further from their place of work, with a view to trading up to a closer location.

Re: Change the law on bankruptcy for those in serious negative equity? I have heard this idea of "handing back keys to the bank" a few time and as well as it not being possible within the current bankruptcy laws, the idea that they were the banks in the first place to be handed back to...

Re: How to use tables My wife... :D

Re: How to use tables Hi lyonsie, It is just for presentation really... Say you wanted to present a table of data to show something like the Break down of Principle & Interest over the term of a loan - these dont present well by default: The above is not very readable, so you can use...

Re: How to use tables In order to break the text over two lines in a cell you can use {br} where you want the line break to appear - however, this doesnt appear to work if the table is marked to have a header: |drugs|drink|gambling|other{br}addictions women:|10||20|5 men:|20|30|40|80 NOTE...

update: i was just speaking with ptsb and it seems in fact that this is standard practice and really i was being a bit stoopid. they say standing orders go out the day before (after close of business) to ensure that they reach the destination acc on time. regarding my claim of the date...

logged into my open24 acc this eve to transfer money between my accounts as I have a standing order set up to go out on the first of the month (mortgage payment) and it had already executed leaving me overdrawn. So I went ahead with my own acc transfer and noticed in the account summary that...