Search results

  1. T

    Key Post How much of an emergency fund do I need?

    Try having a tiger era mortgage and more than one child in crèche plus health insurance, home insurance, life insurance, car insurance, waste changes, LPT, water charges, electricity, gas, food and clothing for a family of 4+, TV licence, broadband etc etc! Not hard at all to spend 6k a month...
  2. T

    Decent salary still renting, needs to change

    Sorry, pressed send too soon As soon as credit union loan is paid off, switch to saving 800 a month. Rates are pretty poor at the moment, but as it is short term savings for a specific goal, I would not consider anything other than a cash savings account. Have a look at the best buys on his...
  3. T

    Decent salary still renting, needs to change

    Congratulations on the increase in salary (and on managing to work full time and bring up three kids starting at the age of 20!). I wouldn't be beating yourself up about not having saved or contributed to a pension to date - you are way ahead of many people your age in terms of starting a family...
  4. T

    Friend paying child maintenance has received letter from Social Welfare looking for more

    If your friend has the child for half the week and is contributing at least half of purchasing the day to day needs of the child (clothes, books, school costs, activities etc), I'm unclear why he should be, and is, paying anything at all to the mother of the child. If she wants to go part time...
  5. T

    Where can we improve

    300euro a month is a huge amount of money to put towards birthdays and weddings. That's 3600 a year! I would have a bit more disposable income coming into the household at the moment than you but I wouldn't dream of spending anything like that on birthdays, weddings etc. I give my kids and...
  6. T

    How much do you need to do for tenants?

    There is good info here http://www.revenue.ie/en/tax/it/rental-income.html Also, if you are abroad, I understand that the agent should automatically be deducting tax and declaring it to Revenue?
  7. T

    How much do you need to do for tenants?

    This sounds to me that, in addition to not having thought through the money needed to ensure house is maintained to an adequate standard, you may not have thought through the fact that you are liable for tax on rental income ... You can write off 75% of the mortgage interest paid against your...
  8. T

    Contact details from licence plate?

    An extremely kind Good Samaritan rescued me today by changing my punctured tyre on the side of the motorway. I only got his first name and wrote down his license plate number. Anyone think of a way I can find out his address to write to thank him?
  9. T

    Suing tenant for property damage ~€600 - Small Claims Court. Witness affidavit?

    Don't you have to go via the PRTB in that case? I don't think the small claims court will hear a residential property-related case?
  10. T

    Refunds from Revenue?

    Has anyone who submitted a tax return on time and was owed money back from Revenue received their refund yet? We have just had to pay our accountants bill but haven't got our refund yet so are waiting impatiently and in hope for the postman every morning .... A friend of mine got her refund...
  11. T

    Home Home insurance for 100+ year old house

    Anyone have any suggestions as to a good insurer/broker from whom to get home insurance from for a house built in 1904? You can't get online quotes for houses over 100 years old and my experience in the last few years has been that the companies that generally provide competitive quotes (123.ie...
  12. T

    Where can I park on/near Cork Street for exams - exams longer than Pay & Display max

    I have just seen this post now and it may be too late - but if your exams are not over, the perfect solution is to park in the carpark of Lidl in Cork Street. It is free and open from 08.00 - 21.00 during the week. There is also normally plenty of parking on Hamilton Street, Donore Road and...
  13. T

    Will we save on income tax if we marry or stay single?

    You are conflating marriage with a wedding. It's not discriminatory for the state to not facilitate your desire for a big expensive wedding! What is stopping you undergoing a civil marriage ceremony and then having a celebratory party later? Or do what I did - simply undergo a civil marriage...
  14. T

    maternity leave in CV

    Don't mention it unless it occurred between two different roles and there is an obvious gap (i.e. you finished role A in Jan 2010 and didn't start role B until Nov 2010). It shouldn't make any difference that you have children in a job interview but there are all sorts of dinosaurs out there who...
  15. T

    Will there be a Public Service Voluntary Redundancy Scheme in 2011?

    I agree They are going to get rid of a lot of people in Feb 2012 - many of the people I work with (civil service) and crunching the numbers and increasing numbers expressing an interest in retirement on the Final Salary Croke Park terms. There has already been a directive sent around...
  16. T

    Child Benefit Compliance

    I got a form in October with a 21 day turn around period. Sent it back on time. In March, I noticed that I hadn't got my child benefit paid into my account. Called the Section. Apparently they had sent me out the same form again in December (didn't receive it as far as I can tell, but its just...
  17. T

    Lump sum cash withdrawal denied: EBS

    I had the following experience re withdrawing more than 5k in cash from an account (BoI) last summer Wanted to withdraw 10k in cash. Was told would need to make a request 48 hours in advance (for reasons that other posters have given related to limiting amount of cash in the branch on a day to...
  18. T

    Person to fit IKEA kitchen Dublin 10

    I have used Paul from flatpackunpack.ie a number of times, as has my sister Excellent service, very professional, very competent, very reasonable prices Disclaimer: I have no link personally or professionally with flatpackunpack.ie
  19. T

    Filling in P60 correctly

    Thanks, that's very helpful P60 now filled out and given to employee, hopefully correctly!
  20. T

    Advice on paying lumpsum off mortgage or save

    What are people's thoughts as to whether banks will offer incentives for customers to pay off lump sums from their trackers but without forcing the customers onot fixed rates for the remainder of their mortgage? My other half will prob be looking at redundancy in the next few months but, like...
Back
Top