Search results

This isn't the case with Allianz. They bring the "basic" quote (inclusive of levy) up to €283.50 first and then add the extras (e.g. no claims protection, windscreen, comprehensive, breakdown assist) on afterwards.

Hi @Marc123 I had assumed I was ineligible but when I logged in yesterday, it says I have 3 full years of contributions (seems my 2 years of employment spanned 3 calendar years). I completed and sent off my CF83 form. Given the processing delays, I'm not sure if I'll be able to back-fill to...

Hi Ger I wonder can you set up a child account using the execution-only service outlined in the thread you linked above? Would be nice to avail of the tax-free annual gift allowance to contribute to a fund in the child's name. Thanks Stan

All published docs I've seen indicate three years minimum in the UK. @NoRegretsCoyote wonder was there some extenuating circumstance that allowed you to get approved for less? I worked in the UK for a little under two years in the 90's but thought I would be ineligible for voluntary NI...

Hi I recently joined a small company and am looking at pension options. Their nominated broker will put a Zurich PRSA in place for me with 95% allocation and 1% annual fee. Company will match a small percentage (TBC) of contributions. At 95% and 1%, this seems like the maximum allowable under...

Also worth noting that the account holder must be over 18 to register online, even with a SSCN. I tried to register my kids' accounts this morning and was unable to. Customer service agent was unable to explain why this is the case unfortunately when we spoke.

Just to clarify, by payments do you mean future payments when the IRA retirement is activated?

@Micks'r - South Dublin here, also interested in getting an independent survey done, would be very grateful for a recommendation. Is this best done during cold weather when draughts and leakage are more obvious? Many thanks Stan

Hi @cremeegg Any update on what direction you took this in the end? I am investigating similar (i.e. transfer from UK to a QROPS approved option here) for a family member but not sure if transferring it is worth the hassle or not. Thanks Stan

Hi Am getting a Nokia 105 non-smart phone for one of the kids so they can use it for just calls and texts going to and from school. Occasional use, not enough to warrant a monthly fee. Do the mobile service providers still do plans where you can top up and use whenever you want without...

I have just switched from Vodafone to Pure for landline phone and broadband (was out of contract) and have experienced similar devious tactics. Switch-over took place in early Feb but Vodafone continued to bill me for remainder of Feb and for Mar. A long debate/argument (53 min call) ensued...

You can get fx rates using the GOOGLEFINANCE function by replacing the ticker symbol with e.g. "EURUSD" or "EURGBP". You can also pass in a date to get historical rates. E.g. =GOOGLEFINANCE("EURUSD", "close", "25/10/2017")

What are the ways one can invest in an investment trust such as FRCL? Do you need to go through a broker or financial intermediary and, if so, what would folks recommend? Many thanks.

I'd like to understand this better. Could we elaborate with an example? If the pension contribution is capped at 25% of 115K for someone in their forties, this would mean a contribution of 28,750 to get max tax relief. So what would happen if a pension contribution of 50K were made instead? Do...

@PurplePudding - thanks for checking old statements. @Protocol - thanks for link to the visa fx rates. I also pulled my old statements and found the following: Aug & Sept - 1.75% fee included in fx rate, no broken out fee. Oct - didn't have any non-euro transactions. Nov - 1.75% fee not...

Thanks everyone. Will definitely be looking at Revolut. @PurplePudding - interesting you've seen the same timing on these charges as I have. @Protocol - the customer service agent also asserted initially that it was always charged but not broken out as a separate line item. However, when we...

Hi I've had a Tesco credit card for a number of years and regularly use it for non-euro (GBP and USD) purchases, both online and when travelling. In Nov, a new 1.75% "foreign exchange fee" started appearing against each of these transactions. When I queried with customer service, they referred...

Hi I worked in USA in the 1990s and rolled my pension contributions into an American IRA (Individual Retirement Account) on leaving my last employment, where they have lived ever since. I have been living and working in Ireland in recent years and have been contributing to the occupational...

Thanks Mizen Head. I've thought about that but they are requesting an original notarized letter of instruction in the post to do this, which is extra hassle I'm hoping to avoid.

Hi if I have a cheque in dollars, what is the best way to convert into euros while avoiding the expensive fx rates the banks offer? I've looked at TransferMate and CurrencyFair, but both only support wire transfers rather than cheques. Thanks for any ideas Stan