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    'Preserved Right of Way'

    Thanks DD for your reply. I'm not aware of an formal legal agreement being ever put in place. No burden is shown on the deeds concerning this, however the 'old' path is identified on the Land Registry maps. The 'new' right of way is not presently being used, it appears on paper only. I agreed I...
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    'Preserved Right of Way'

    I have a long established public right of way running along the boundary of one of my fields. It enters and exits my land. About ten years the county council included the entire right of way in the county development plan. When they mapped the piece crossing my land they show it in an adjoining...
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    Signing for Credits

    The question I have is around the benefit of signing annually for credits. I have a small 'unearned' income on which I pay PAYE, PRSI and USC, and believe I have already made sufficient years 'normal' contributions in order to qualify for a full state pension. I do it just to be on the safe...
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    Right of Way

    Many thanks mf1
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    Right of Way

    Can a person who has a right of way over an access road, grant / transfer this right to a third party if they sub-let part of their holding, or must the third party deal with the owner directly?
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    Spreading the funds

    Thanks Steven.
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    Spreading the funds

    Like the OP I'm reaching that age where similar decisions need to be made. So can I ask, if funds are switched now to lower risk assets, bonds etc, are these then locked into low returns long term? or if bond yields improve, will such funds benefit also. My concern is around the impact of...
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    Boundary Question

    Thanks for your feedback. My new neighbour is actually a local authority, so it's not your normal 'neighbour' situation.
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    Boundary Question

    A new fence was erected by my neighbors some years ago which is positioned inside what is the actual boundary (on their side of it). This was done for convenience purposes, as following the actual line would have been more difficult for them. Since it was erected my animals have grazed on this...
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    Key Post Capital Gains Tax on sale of shares

    Brendan. In order for CGT losses to be carried forward to the next tax year, must they be declared in the tax return for year incurred?
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    CGT Losses on form 11

    I was completing my Form 11 for 2013 via ROS earlier today. I have a capital loss relating to a sale of shares in 2013, however when I tried inserting a negative figure in the CGT section I get the following error message: 'Cannot have a value less than 0 or greater than 99999999' I've tried...
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    CGT - Non PPR

    Thanks Joe............just what I wanted to hear :)
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    CGT - Non PPR

    Some years ago my mother gifted me joint ownership of her house. Upon her death I assumed full ownership and it has been rented ever since. At the time of gifting, the property was valued, and was within the then Revenue threshold for mother - son gifts, and no money was involved. I am now...
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    PAYE Tax Allowance

    Hope this is not too stupid a question, but here goes: If a person is signing for Social Welfare 'Credits' and has no PAYE income, are they entitled to the PAYE tax allowance in respect of other income, or must they have PAYE income to avail of it ?
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    State Savings (NTMA) bonds and certs looking good

    Listened to the business news on RTE radio this morning. The discussion was about Greece, and the possibility of another write down of their government debt, post the German elections in 2013. The contributor (can't recall his name) then went on to say, if Greece's debt was reduced, that could...
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    Hedge Against € Collaspe

    Needless to say, like many others I pretty concerned about the state of the € at present, so I'm looking at moving some cash to a 'Hedged Global Fund'. A couple of questions: 1 - The one I'm looking at is domiciled in Luxemburg, so, in the event of a € collaspe would my holding be converted...
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    Warning: EBS Term Deposit rolls over & lockedin for the same duration.

    I have a term deposit with EBS, which if you require any changes to, they must be made on / before the maturity date, otherwise it rolls over and is locked in for the same duration, ie 12, 24 months etc. They issue a notification of the maturity date in advance to allow these chages, and mine...
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    Rabo Investment Fund

    Having turned 50 I am now looking to consolidate a higher proportion of my assets into a bonds based investment product. At this stage I have a low risk threshold, however I am looking for a higher return from what is available leaving cash on deposit. The fund I'm considering is the...
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    Husband made redundant in Nov 09.No job yet.Claim back tax April?

    Apart from a normal tax refund, if he received a redundancy payment, he may also be entitled to a 'Top Slicing Relief' refund, so he needs to ask for this also.
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    Downgrading Health Insurance

    In this downgrade situation, I believe the level of accommodation covered is a semi private bed in a public hospital. That being the case, how easily are such beds accessed, or would there be waiting lists as with normal public beds ?
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