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Submitting appeal today (date of original letter 22/03/18) - thanks for your work on this.

Thanks joe...found this from a review of finance act 2012 However, the Act introduces a number of measures with regards to the carrying forward of such capital allowances for “passive investors”. These new measure will not apply to a trade in which the individual is an active partner/trader...

I'm hardly the only one in this position....just wondering what other peoples thoughts are... I have income consisting of commercial rent and rent from a couple of houses. All of the gross rent goes towards repaying loans associated with the properties. Some years ago I bought into one of those...

Thanks Fungus, I kinda figured that, if only I had some savings....you see my cunning plan is to defer the capital portion of the mortgage payment for a year or two, and divert it into a high interest savings account. Then at the end, the amount saved, plus the interest minus DIRT, should be of...

all, this looks like good idea alright....depending on one's own circumstance my example is, tracker mortgage of 1.95%, regular saving acct at First Active paying 3.46%, so I would be better going interest only on the loan and diverting the balance into the saving account, or am I missing...