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    Investment Trust options

    So is this a fairly standard approach now, investing in trusts instead of ETFs? Can you offset losses?
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    Best Savings Option

    Yes, invested with partner banks but I don't see an issue. JP morgan etc, and subject to the deposit guarantee scheme, so no concerns there
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    Best Savings Option

    If you need access to money quickly, you can get 4% from trade republic with instant access anytime. That's a variable rate, much better deal than any irish banks and no penalty for withdrawal, monthly interest. max 50k
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    Alternatives to BOI for current and business banking

    I would not touch BOI for any bank account of any description
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    Offsetting CGT - what is allowed

    Thank you!
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    Offsetting CGT - what is allowed

    Hi all, I have CGT losses on stocks. Can these be offset against rental income from an investment property? Or, can these losses be offset against income from people living in your own house, while renting (beyond the allowance of the rent a room scheme)? Or, if not, can these be offset against...
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    Buying with a view to short term let (air bnb)

    You are right, it is a job. My parents run an air bnb and I help them sometimes so I understand (at least partly) what it involves. Part of the appeal here was that I live 50 yards away and I work remotely with a lot of flexibility so it would probabaly be manageable. Thanks for clarifying. I...
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    Buying with a view to short term let (air bnb)

    Hi all, I'm new to this game. An opportunity to buy has arisen and the place is an apartment which would only be useful for air bnb really. I actually rent near it and could buy it for cash. It appeals to me as I could air bnb it out and then when it's free I could stay there myself if desired...
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    Contractor - claiming on equipment

    Hi all, I work as a contractor doctor. Can I claim back tax on laptops and other electronics which I buy and use for work? Is there revenue guidance on this? Not incorporated
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    Working as a contractor tax q

    Admittedly it's quite expensive, more expensive than being an employee and also when I was an employee my employer paid it. I dont think there is much detail, I am simply charged per hour for medical indemnity
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    Working as a contractor tax q

    Interesting. You are right - med indemnity. So even though it is simply an expense which I am taking at source, I am still only taxed on the 4.5k? Interesting and good news for me
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    Working as a contractor tax q

    thanks, it is medical indemnity. so it is not like a commission
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    Working as a contractor tax q

    I suspect i know the answer here but throwing it out there just in case. I work as a contractor and my insurance is taken 'at source' eg if i make 5k in a month, the client takes out 500 for insurance, and so I get 4.5k into my account. I assume it is the full 5k that is taxable even though I...
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    Abroad short term to save €€ - PAYE earning Ireland - applying for mortgage Ireland

    as you are not resident in ireland you will be subject to overseas mortgage with 35% downpayment and higher interest rates. At least that's what i was offered
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    What future ECB interest rates should we assume when deciding to fix or not?

    For those getting a mortgage soon, surely variable is a better option as 1. can overpay 2. rates are generally lower 3. rates are likely to peak this year and then decrease? Thoughts?
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    Carrying forward capital losses

    Anyone know?
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    Carrying forward capital losses

    Hi all, I sustained capital losses last year. This year I am looking at moving abroad (aus). If I were to sell stocks in australia, considering I would still be ordinarily resident in ireland, could i still carry forward losses? What if I lost my ordinary residency? Or what if I did not sell...
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    Lease reassignment charge

    Hi all, Moved into a new rental and got this tidbit at the bottom of the email 'Please note there is an administration charge of €200 + VAT (€246) payable to reassign the lease agreement' Does this seem extortionate? I imagine they will have to register me for the prtb but it seems mad...
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    New homeowner - info on diy/energy/garden all things house related

    Doing trojan work by the sounds of it! Ah yes I see how if i decorate the place and then realise it needs an overhaul it will have been for nothing
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