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    Referral Requests for Deposit Products - Raisin.ie etc

    Hi. I would appreciate a Lightyear referral. Thanks
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    House renovation - how to claim LPT exemption

    House is being renovated and LPT exemption applies. I've contacted the LPT contact line and was advised that I could apply online and provide photographic evidence or do it by post. I'm trying to apply online now but not having much luck. Does anyone else have experience of the process. Thanks...
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    Notice to close UB A/C for deceased

    Thanks BlackandBlue for the feedback. Her mother did make a will. I will pass on the info.
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    Notice to close UB A/C for deceased

    Posting for a friend who recently received a letter from Ulster Bank that was addressed to her late mother requesting to close a bank account. Her mother passed away in 2006 and all correspondence was sent to a third party who resides at the address of her deceased mother. There is no indication...
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    New laptop - A few Questions

    Decided to refit my old hard drive onto a new laptop. Just wondering if MS licence will transfer too?
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    New laptop - A few Questions

    Thanks Dub_nerd for the info. Yeah I'm of the handful files person who just wants to store a few files - without sharing or comprising them - free of charge. I know it's a big ask as the automated cloud is an obvious solution but a money-making one too. Is the automated cloud for me? Also I hate...
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    New laptop - A few Questions

    Thanks Jim2007. It looks good - until I see the 'Try it Free' option. Call me a cheapskape but I hate paying for stuff I don't need and also have an external back-up drive for my files. However I do seem to make multiple copies of so-called important files. Any ideas on the back/forward keyboard...
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    New laptop - A few Questions

    I had to get a new laptop and luckily was able to transfer my few files from the old to new. I'm wondering if I should embrace the cloud or continue to wing it in the hope that I will be able to retrieve files built up over the years. It won't be end-of-world stuff if I lose my files - but will...
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    The Director General of RTE wants an increase in the licence fee ... seriously ????

    A landlord is only liable for the TV licence if they provide the tenant with a TV.
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    Lidl TV (Toshiba) faulty after 2 years

    Just as a final update. The court Registrar phoned last week to inform me that Lidl were willing to settle for €x. I contested the amount. Lidl replied and increased the offer. I was advised that the court case would require taking a day off work and since it was a fairly minor case it probably...
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    Lidl TV (Toshiba) faulty after 2 years

    Thanks for the great info & guidance so far but I'm trying to provide a response to the SCC but my letter becomes more long-winded as I get bogged down in detail. I do realise that it's a big ask - but does anyone with experience in this area have a rough idea of how to respond to Lidl Legal &...
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    Lidl TV (Toshiba) faulty after 2 years

    Thanks for the reply Leo. I would assume that since Lidl informed me by phone that I had not completed a warranty card at the time of purchase (which would have extended the manufacturer warranty to five years) that they agree that a two year warranty is not sufficient. I still fail to see why a...
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    Lidl TV (Toshiba) faulty after 2 years

    After two years and three months the TV failed to work and Lidl refused a refund, replacement or a repair so I filed a SSC case. The latest update is that Lidl were notified of the claim by the District Court and responded in writing to say that "a proper and sufficient warranty applied from the...
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    Mortgage or no mortgage for rental?

    Thanks for reply elcato. Does it make sense for someone aged 50-54 to pay 30% into work AVC scheme to offset rental liability?
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    Mortgage or no mortgage for rental?

    Assuming a house is rented for €1000 p/m by a landlord who is on the higher tax rate. An inheritance allows landlord to pay off the mortgage in full. Is it more tax efficient to continue with the mortgage at an interest rate of 3.7% on €170K, or pay the mortgage off completely?
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    Cheapest way to buy shares and receive share certificate

    I too assumed that stock investments were covered by regulation. Except maybe between 1999 to 2007 when my parents nominee accounts were frozen. Loans had to be taken out to pay Revenue Capital Acquisitions Taxes. Others in negative equity went through the crash but stocks failed to recover...
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    Lidl TV (Toshiba) faulty after 2 years

    Thanks mathpac for that helpful information. So it looks like I'll have to take a Small Clams suit then.. unless anyone has a less stressful solution:)
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    Lidl TV (Toshiba) faulty after 2 years

    Do you recommend that I take a SCC case Leo?
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    Lidl TV (Toshiba) faulty after 2 years

    I have receipts and I've escalated the problem from customer care to another in a supervisory role. The supervisor said that I should have completed a form that came with the TV, which would have extended the warranty to five years.
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    Lidl TV (Toshiba) faulty after 2 years

    Thanks Leo and for the replies. I'm just a disgruntled customer now. I reckon I have a case for a repair, replacement or a refund and I would be satisfied if any was offered. All my calls to Lidl were answered with the warranty card. Surely warranties are included - in addition to consumer...
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