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    credit union advantages

    credit union advantage steiner ontour thank you both for your reply I will go ask the credit union what the story is. I will reply to what they say to me and let you know
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    credit union advantages

    I have 26k in the credit union and I am wondering if that is too much? I know there is a low rate of interest but what advantage is there in being in the credit union. I was aleays under the impression that if you passed away you share would double to your next of kin or if you had a loan it...
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    Can members of the public buy any of the 25% shares in ESB being sold by govt?

    Thaks for the replies lads, it would seem like a good place to put some savings on the off chance of a return. Supposing they decided to sell to the Joe's what kind of reaction would it recieve from the general public. It would mean that the asset remains in Irish hands and may reduce the...
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    Can members of the public buy any of the 25% shares in ESB being sold by govt?

    Can anybody tell me would it worth while for ordinary Joe's to buy the 25% share in the esb. Something like the Eircom shares. I got burnt in these shares but think the esb is a better option. The public got a very raw deal with Eircom when o'reilly bought it and I still think that when the...
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    default what now

    well said old nick I totally agree with you.I have no money out of the country and can safely say I never will. We have got to save Ireland and we have got to put our money here to try and get the economy moving again.
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    default what now

    Just wondered how people are feeling now having got this relief from the troika. Would you feel bringing back your savings to irish banks or post offices would give you peace of mind.
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    Worried about savings in Euro - should I be?

    We are three years into argueing about default, the euro and whether the govt. are going to help themselves to our deposits, and guess what all of the above have not happened yet. But keep argueing the point lads, you have got to be right some day. Stop the guess work and get behind the country...
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    Getting increasingly concerned that pension raid will lead to a tax/levy on deposits

    I think it is highly unlikely that Noonan will touch deposits. It would lead to people taking their deposits out of the bank and out of the country. I think that would be far too risky for him and it would draw questions about where he has his money and we all know where that is and it's not our...
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    Declan Ganley and Constantine Gurj's new Swiss bank

    Jim now that is an informed answer thanks for that. I like Jonocon have not moved my money out of the country because I want Ireland to succeed and I want to help solve this problem without burdening my children. I do feel that we have a lot of nae sayers and we need the facts from these people...
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    Declan Ganley and Constantine Gurj's new Swiss bank

    Lads what do you think of this thing with ganley about opening accounts in switzerland for worried depositors in ireland. I would be very interested provided it is not awfully expensive.
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    How safe are my deposit savings in Bank of Ireland?

    an post Lads, on year one of my account I got interest added to my account. I was quite please with amount no dirt etc, I am one who is braving it and keeping my account in ireland. Yes things might go sour and I certainly hope not but if we keep talking ourselves down and indeed take our money...
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    Advice sought on E.B.S. sale and funds invested.

    Hi Ciaran T. I know the bank is 100% state owned. The sucessful buyers will buy it from the state and then run it privately. I except what you are saying in the short term the state does own it. If you were to look beyond the states ownership what are the successful bidders likely to do with the...
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    Advice sought on E.B.S. sale and funds invested.

    two different accounts one was a two year account and 1 was a five year account both are finished at the end of march. So I was wondering if I re-invested the money in the hope of shares in what is expected to be the third biggest bank in ireland. I know the other two banks are reducing in size...
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    Advice sought on E.B.S. sale and funds invested.

    Just a query on what the ebs is going to be like after it is sold. A two horse race between Cardinal/wilbur ross and irish life and permanent. Cardinal say it will refloat it in time to come possibly a long time. I have 30k in it now what would be the best advise as you see it. Thanks
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    Is having €2k in a Credit Union a mistake?

    Ciaran T. a previous poster says that if you want a reasonable rate for loans the c.u is the best option. I am slightly concerned about your view of credit unions unless you can provide the details of the benefits they provide. There are people with mortages who have loans with institutions who...
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    Is having €2k in a Credit Union a mistake?

    Ciaran T. My understanding of the c.u. is that should you have a loan out with them and the worst should happen to you {death} your loan would be wiped out. And if you did not have a loan but had shares they added a percentage to your shares for your next of kin. If either of these senarios are...
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    Status of State Guarantee on Saving Certficates/Bonds & Installment Savings.

    Ciaran T. how do you know that the state will pull out of the guarntee? Are you saying that the savings of the irish people are in danger of being lost. In my opinion it is one thing to tax the hell out of us but totally another thing to take our hard earned cash. If that happened the streets...
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    Home Home Insurance renewal with Quinn - Should I cancel?

    Hi KK. Insurance is a risk business and the companys who take our money must be prepared to take the risks. Do you think that these companies have been making losses over the years {i dont think so}. What they are doing is hiking up the insurance costs for everybody so that all the individuals...
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    Home Home Insurance renewal with Quinn - Should I cancel?

    I got my renewal from AA insurance it has gone from 351euro to 471 euro I have lived in this house for 25 yrs and never made any claim. These people are greedy and utterly aloof as to what is happening in this economy.
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    Son heading off to America - should he have travel insurance?

    Never thought of that mrs vimes but I will mention it to him this evening. I will take out the cover on him as a going away present as suggested on this page. I will make sure it covers all that i could reasonably expect it to cover. I am going to make a few calls to find the best option.
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