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any other thoughts guys thanks again Reg

In a system that is now stacked completely against the landlord it is difficult, now I would say also I have met some fantastic tenants but I feel the door is wide open for anyone to take advantage of land lords should they wish

At the end of the day its 17k, don't make bad decisions based on top of some other poor decisions or bad luck. You will get a job

thanks for the replies. very similar situation to the bank manager above, though I did get the rent up to the correct rate ahead of a rpz coming in I will look up the loan rates

Hi Everyone, I'm looking for a little advice , like a lot of people I ended up being a landlord with a property I was stuck with on negative equity Now with the Environment extremely difficult for landlords I am wondering if I should sell and if it makes any good financial since The rental...

any ideas :)

Hi Everyone, hoping this is in the right forum. I recently fell out of a fixed mortgage with BOI and am looking for direction, ultimately I don't know whether I should fix with BOI for 3-5 years at 3% or try and switch my mortgage. I am also hearing it is taking months to switch at present...

thank you gipimann , with a rough calculation, we have three kids and my take home pay would be around 700 per week plus we have some small savings. it looks like we would not qualify for anything thanks Reg

thanks Guys, she did not have enough stamps for job seekers, I read the information on the link, though it shows me a calculation it does not tell me over how much income we would need to have to not qualify. anyone know where I could find that out, that would help me greatly

Hi All, I am not sure if this is the correct forum but I have a question, my wife has been advised to apply for Supplementary Welfare allowance and rather than get sucked into a long process of tooing and frooing I am wondering does anyone know the mans test criteria so i can determine if we...

Hi guys, hoping you can give some advice My wife and I have 3 small children all will be in school shortly, my wife left work to look after the three of them originally. Now my wife is thinking of starting back into paid employment and is looking at minding 1 or 2 children. We are wondering...

Hi Guys, I have a question I need help on. I have my children in a creche, and paid a fixed rate each week, no formal contract in place as such just and agreement on how much was to be paid each week and I set up a direct debit. New manager started and asked me to pay a 40% increease as he...

Thanks Brendan, allready asked my bank manager with no joy. Agree I should not lock these funds up, but what are my best options thanks

Hi Brendan, here is some further details Age: 34 Spouse’s/Partner's age: 31 My Annual gross income from employment or profession: €64,000 (current) - reasonably secure Spouses Annual gross income from employment or profession: HomeMaker Type of employment: Full Time PAYE In general are...

Hi, I am trying to diversify in what I do with my savings, I generally put whatever I have away for a year and keep some funds available in case of a rainy day. My concerns with this approach is 1. The interest rates are poor 3.3% KBC for one year at present. 2. Still have concerns over...

thanks Sandals, I think I should bring out both for a test drive. Do you know what bhp each one is

Hi All, I'm trying to see what the differences are between the 318d and 320d is one simply a 2 litre and one a 1.8. Do people have any preferences or reasons why one is better or worse than the other Thanks

Tom, you mentioned the quasqai, this is small inside and would be of limited use pulling a load. what do you want the suv to do exactly reg

what is in NPPR, is this another tax

Gelled, your letter should have stated you do not own a car with that reg, end of story. No Car no fine I'm guessing you explained the wrong reg was on the fine,