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Hi there - I don't have much to add by way of financial advice but just wanted to say that I wouldn't let one bad experience deter you from coming to this forum for advice now or in the future. That would be a shame. I would ignore the unhelfpul or sarcastic comments and use the helpful ones:)...

My pleasure. Best of luck to your son. A

If you are living alone after the birth of your baby, would the One Parent Family Parent tax credit make any difference to your income? Will your tax liability be decreased by the increased credits? Not sure if it would make much of a difference given the amount of income involved but...

Actually, for the maintenance grant system (which deals with the fees), it is very relevant what the parents have and have not done. If the student is under 23, entitlement is based on the parents' income even if the student has been living independently for the past number of years. The...

Hi happened to me recently, last month. Only discovered it when card was not accepted in shop despite having ample funds. Rang bank - there were 3 transactions pending. Online purchases adding up to €1500. Bank could not react until they actually hit my account. In any case they...

Hi there - I bought a silver pen in Newbridge some time ago. After I had it a relatively short length of time, number of months the whole pen was tarnished and living in the bottom my handbag, could not have been exposed to sunlight:) Took it back and they exchanged it pretty much on the spot...

But the banks will not talk to people unless they are already in arrears and will then come to an arrangement but will not put something in place that can take affect 6 months down the line when savings exhaust. A

Hi there - have the department of social protection told you that they are reviewing your wife's carer's allowance? How long is she receiving it? If not then its pure speculation and if they do review it, and cut you off, you can ask for a review of that decision which takes about 6 weeks. If...

Lots of documents/reports are not often read in detail Exhausted so that wouldn't concern me unduly . Simply write out a letter in your own words saying you want to appeal their decision, based on the fact that your children require substantially more care and attention than another child of...

Plenty of families are in receipt of DCA for more than one child so that won't be the reason. Its most likely to be because whilst they accept the child has a condition or disability, they don't think it is severe enough to justify DCA. A most important thing to mention in the appeal is...

Most definitely appeal the decision.

He would be obliged to comply with any request for additional information or a review of his entitlement. However, he would not be compelled to apply for a new payment such as Invalidity Pension. Naturally he can if he wishes. Maybe SW are reviewing his entitlement to Illness Benefit...

If one partner is on DA and the other JA then no couple limitation applies and both receive the personal rate of €188 - this only applies in the case where one is on Disability Allowance (DA). HTH A

The organisation mentioned is probably - contact Rachel O'Toole on 087 151 1204 or 085 123 2548 A

You can leave your (sole) guardianship rights to anyone in the event of your death via your will so you could appoint your husband to be as guardian in your will - if your daughter's biological father hasn't already asserted his guardianship then only your husband to be will be able to make the...

A Social Welfare Inspector would visit or contact the employer on foot of an application for PRSI based benefit. Be worth contacting your local Social Welfare Office in the first instance and ask to speak to an Inspector who might be able to assist your Girlfriend. A

Hi Aleanne No - your rent supplement figures are not correct. It is a confusing calculation and have been caught myself on the mechanics before now! Will try clarify correct figures given above Your income is €467.50. From this you take the supplementary rate for your circumstances which...

You also have the option of making a written complaint to the Ombudsman, if you think the decision of the Appeals Officer was unfair. http://www.citizensinformation.ie/en/social_welfare/irish_social_welfare_system/social_welfare_appeals.html

Hi there - it is injury benefit that he should apply for and not illness benefit - his doctor will have completed the form and should have ticked the injury benefit box and not illness benefit as the accident occurred at work - injury benefit applies even on an unbroken journey to or from work...

Have vaulted ceiling in my sunroom too and have recessed lights - very effective. Don't notice any drafts. Personally think the one central light look would be v dated looking - but depends on style of house/room I suppose.