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Listening to people ringing in today to Joe Duffy show it was awful to hear the stories of older people who took out these loans on their homes if e.g they needed money to support a spous needing a nursing home and the cost of those. on a weekly basis People were left owing huge amounts way...

Tks for all your advice its much appreciated. I applied for that report of his tax paid few months ago ...cannot find it just now but I am very sure he paid class S PRSI through the years. I will find that and do as Mombretia says go to Citizens Advice office and ask for definite if he is...

Self employed for years paid tax end of year one earning but did they pay PRSI not sure so will they be entitled to contribution based state pension?

I am not an expert wish I was on state pension but I thought there are two types of pension and one is means tested but one not. My husband was self employed for much of his life so not sure what pension he will hopefully receive. Tks for reply.

Apol moneybox just got to read your reply re mobile phone now. Mobile with my broadband. My broadband is via landline moden with Eir. I like the old type keyboard.......not into the flat keyboard on laptop and def not into using internet on my mobile phone. I am old school and started typing...

My husband who is almost 66 received settlement recently from a bad accident. We were advised to invest it in my (his wifes) name or name of our son. My husband is fine with this absolutely as he is worried him having a lump sum set aside might affect his old age pension which is due shortly he...

Thanks so much everyone for all advice and info............its much appreciated. Somebody today gave me name of company City Life in Cork that may be helpful?? Am thinking of going to them. Think I need someone to sit and talk to one to one that I will understand info better that way and walk...

Can anyone advise a good independent financial advisor in Cork area please? Any I look up from what I can see are working on insurance or pension products and most are in area of selling those. I do not need any more insurance or pensions at this time of my life. I am normal not wealthy middle...

I agree with your intention of holding onto a phone that works for what you need. I am of same mind. I have had three phones in lifetime of mobile phones.......the first one I loved it was tidy one Sony and it died after a year or so later and when I went to phone shop to have it checked they...

Only later back to the brill site that this is so just saw your post now. Your swallows will be back next summer but hopefully our summer will be sunshine all through so you will be able to get your washing dry outdoors and still have the swallows to keep ye company. I know the droppings can...

Contact a plumber who will check it and tell you. You will prob need his report if your sister is claiming through her house insurance so house can be repaired. Although I believe the insurance company will prob ask that no repairs are done until they assess the damage so do not do a thing...

So sorry to hear of your loss. Its tough to lose a mum. We made a will few months ago and we did not get a copy of it... its with our solicitor so your mums will be too. I am not an expert but definitely make an appointment with your solicitor first before you do anything with your late mums...

Thanks everyone for all of the good advice and information. I did ring citizens advice and spoke to them for a while. Its such a wonderful service. The guy tried to explain to me but he did admit its very confusing. He like someone said on this page bring the form into their office and they...

Yes my husband worked so hard to raise family pay mortgage while I did office work when I was able and kids in school etc. The job did not do him any favours health wise outdoors hard slog and that is why when I noticed the effects of it I insisted he get a job indoors as much as possible and...

Can I add a question onto this thread pls? Pal of mine who is only working about a year and new to claiming her med receipts says she finds it difficult to fill them for VHI and her Med 1 form. She wanted to know if there is anyone she can send the lot to and get them for a few to fill and...

He has always worked and a really hard worker. Through his twenties to middle thirties he worked for others was an employee so tax taken from wages. He then became self employed and did that paying his taxes regularly for close to thirty years. That job took its toll on his health and he then...

He has always worked and a really hard worker. Through his twenties to middle thirties he worked for others was an employee so tax taken from wages. He then became self employed and did that paying his taxes regularly for close to thirty years. That job took its toll on his health and he then...

Maybe I am older than Barbara but can I just make one comment and its well meant..........why in the name of God do ye have three properties? I just do not get why people needed to buy second homes and holiday homes. Ok the bust came and caught so many people but why do ye land so much debt on...

Not very good at all at understanding pensions or anything to do with tax in our country Ireland. Its all so confusing. My hubby was 65 month ago and from what I know he is not entitled to his state pension until he is 66. I checked what stamps or whatever they are called now ...he has to...

Well done flower man. My job for the weekend is my one day of employment .... was made redundant in my job after working there for two years ...lost the job in 2008 solely because of the recession ... unfortunately that company went into liquidation year or so later. I went into bit of a down...