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    Health Insurance Need better cover for everyday medical expenses than Laya Simply Connect

    I have Simply Connect plus; if you can try and have some control over where you have the scans it can help keep the excess down. GP referred me for a scan and sent the referral direct to Vincent’s private. When I checked this was only approved for 50% cover and this amount was to come off my...
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    Form 11 - Delayed trying to get eworking expenses to take

    Give revenue a call; tell them the truth. They were good on the phone anytime I rang them
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    Healthcare costs - not insurance How much has the shingles vaccine cost you?

    Hi, I enquired at pharmacy and was told €500 (including administration of the vaccine), two shots at €250 each. I know the pharmacist, I am on 3 forms of prescription medication and she said no problem for her to do it. Decided to get it from GP as get a few € back on my insurance when I have a...
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    Bouncy Castle Insurance

    We got one last year for my Son’s communion; we have a large driveway out the front so wanted to put it there. He had his heart set on one of the slide/castle combos; was surprised how many companies were prepared to rent them out when they couldn’t be anchored down (with the concrete). We...
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    Tips for reducing my weekly shopping costs?

    Sign up for the Lidl Plus app, there are weekly discounts plus scratcards for each visit to the store (this entitles you to a free Lidl product ) - can be anything incl chocolate, tissues, green tea, still water etc. Boots can be good value for basic toiletries e.g. soap , toothpaste & shower...
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    Hiring childminder in the home

    HI, I have a Minder who comes to my House every day and looks after my small Children. It has worked out much better for us than when the kids were in creche. Best places to advertise are Gumtree, Mindme and Rollercoaster websites - not sure where you are based but you can put an ad up in some...
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    2 x 'free' pre-school years

    Feel hard done by the scheme too; I have an April (2011) child who availed of the scheme in 2014/2015 but was not ready for school in 2015/2016 so we had to pay for a second year of pre-school - even though when Minister Reilly announced the extension of the scheme in Dec 2104 he stated 'from...
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    One way car rental in Europe - recommendations

    I would say the two quotes are not directly comparable. Most US residents have their own insurance so when they hire a car (in Europe or wherever) it excludes insurance. Happened to me before - booked a rental car through my work pc (US IP address) and was quoted a very low amount in USD ; when...
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    Laya April 2017 ~ Increase because of hospital charges for a service not provided

    The main incentive to sign when in A&e is that if you don't sign you will be charged the €80 per night unless you have a medical card. Happened to me before ; was in A&e for hours(and hours) eventually admitted to public ward. Didn't sign as really objected to Aviva being charged €750 per night...
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    Large Sliding Doors for Rear Extension

    I can recommend Aru Joinery - they are based in Wicklow but have a manufacturing plant in Estonia http://www.arujoinery.ie/ Our large sliding doors are 5m x 2m and we are very happy with them
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    Good article: Substantial tax reliefs available for employing family members

    An acquaintance of mine is an IT Engineer he is employed as a contractor in a large firm. He has set up a Company through which he manages his tax affairs. He 'employs' his wife as his secretary - she would not know the first thing about what he does; and has not worked herself for 10+ years...
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    RTE Investigates - Au pairs in Ireland

    RTE Investigates - Au pairs in Ireland Did anyone see this 'expose' last week? Didn't think it was too well put together and the presenter made every effort to sensationalise the issues. However parts of it were pretty terrible, highlighting incidents where au pairs are open to abuse and...
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    Free Pre School year from Sept 2016- (23 weeks)

    HI, fme you can make a late entry as much as 8 weeks into the scheme, so if you get on to your pre-school immediatly and ask them to backdate until beginning of September you should be refunded for the Sept and Oct amount. If you do avail of the scheme this year you will need to up her...
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    Dunnes Stores policy when you are overcharged?

    I find Marks and Spencer the most irritating when overcharged. This often happens on their 'combined deals like 3 meats for €14 euro'. When you are overcharged the till operator can't sort out the refund; so they send you to Customer Services then you have to queue again, there can be people...
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    Childcare a key priority

    Hi sorry, just read this article - thats good for you..... http://www.irishtimes.com/business/budget-2016/childcare-package-will-not-help-parents-paying-for-preschool-1.2392257 “From now on, children will be eligible for free childcare from three years of age, up until they are five and a...
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    Childcare a key priority

    Mar123/Sandals the current system in place still stands, i.e. if your child was not 3 by June 30th 2015 they cannot participate in the Scheme for the academic year of 2015-2016. Delboy - I wouldn't be too sure that you will get an extra year if you are already availing from the Scheme; the...
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    Childcare a key priority

    hi, yes it doesn't kick in until September 2016, so if you have a July/August 2011 Child you miss out. I have an April 2011 Child and I availed of the scheme last year (Sept 2014) with the intention of sending her to School in September 2015, but the age profile of the other Children in her...
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    PRSA options for new Starter with no current Pension

    My Brother is 41 and runs a small Business, he is married with 2 young children. He employs 3 others one of which is his wife (on a part time basis). He has never contributed to a Pension to date. He has a rental property in addition to his primary residence. Without getting into the...
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    family law: child's surname

    Putting both names on the Birth Cert is the right thing to do. However it seems strange that you are happy for your child to be given a surname that is his/her Fathers who is not jointly involved in the primary care. The real issue with what you are doing is that you cannot change it down the...
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    Why do we hit the top rate of tax so early, while having such a low effective rate?

    HI, I agree with Brendan's first post above. There is very little incentive in Ireland for married women with small children, that are not highly skilled to go out to work (even part-time). Assume a married couple with 2 children in full time childcare (approx €1800-€2000 in Dublin anyway)...
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