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  1. Z

    Tenants put Tv Licence in my name without my consent.

    The occupier not the owner is responsible for having a TV licence, you would presumably have records to show you were renting the property so are at no risk of being prosecuted. Is there any chance this was done innocently, given there is no benefit to them to have put it in your name? I know...
  2. Z

    Copper wire phone

    Any time our power has been off I was still able to get Internet over fibre, so I’d say you’re right.
  3. Z

    Copper wire phone

    FWIW I connect my fibre broadband to my solar battery if the power goes off, they use so little power it can run for days if the battery was full. Another much cheaper option would be a small UPS like this - https://www.elara.ie/productdetail.aspx?manufacturer=APC&mancode=BE850G2-UK - which...
  4. Z

    Right to vote at AGM

    We obviously don't know the context here, but is there any chance those other members are actually fine with the current fees and your group are just more cost conscious (rightly or wrongly)? When we took over our development we had 90% of the members on-board, but within months of taking over...
  5. Z

    Right to vote at AGM

    When you say ‘we’, what percentage of the owners are you talking about? I went through something very similar a few years ago. Ultimately we ensured enough people had paid their fees to be able to out-vote the current Directors, we then convened an EGM (rules for doing this will also be in the...
  6. Z

    Beam MEV system - noisy ?

    I installed a MVHR system in our house last year, which is similar in concept at least. I sleep in the bedroom under the unit itself and while you can hear it when it’s quiet at night, it is by no means loud and as it has a constant whitenoise type sound it does not interfere with sleep. In...
  7. Z

    Thoughts on making electric vehicle threads useful to those asking for help?

    Absolutely! To be clear I am certainly not advocating any of that. There is as much zeal on the pro- and anti- sides of this topic, both sides bear responsibility for these threads ending up the way they do. Acknowledging as much and that we have 25,000 people a year buying these yokes, how...
  8. Z

    Thoughts on making electric vehicle threads useful to those asking for help?

    Not sure if this is the right forum for this, if not apologies, but it's a meta-AAM discussion so it seemed like the best spot. Think we all agree AAM is a trusted source of truth many many people in Ireland come to for help with their life-changing finances right through to which dishwasher...
  9. Z

    Air to water pump huge ESB bill

    This is a common practice and you’ll find some other threads about it on AAM, querying who should pay the bill etc. On the cost itself, €263 for 26 days at €0.30/kWh would translate to a constant draw of 1.4kW. Our heatpump is using about 0.7kW 24x7 at the moment for a 400sqm A2 house. So that...
  10. Z

    Electric Cars - a ridiculous product

    That's obvious yes, in those older EVs a decade ago it was not a trivial amount of time! Today my first world problem is that charging finishes more quickly than I can eat lunch so I have to go out and move the car to avoid an overstay fee. But the point I was responding to was that you needed...
  11. Z

    Electric Cars - a ridiculous product

    It more-so illustrates the state of the public charging network in Ireland at the moment. I drove around the UK years ago in an EV with pathetic range (100km) and did no planning, just drove until I needed to charge and pulled in at the next motorway services, each of which had plenty of...
  12. Z

    ETF Returns & Irish Taxation

    There was another thread where this was discussed, cannot find it on my phone though sorry. What I understood though was that there was little difference between shares and ETFs in this regard because any Exit Tax paid can be used as a credit against CAT/inheritance tax? The fact that you...
  13. Z

    ETF Returns & Irish Taxation

    Maybe I’m misreading you here, but to be clear you will not be doing Deemed Disposals every few weeks. You will be doing a single tax return once per year where you will add up all the Deemed Disposals for the previous period. Ideally you’ll use a spreadsheet to do this so it will be a couple of...
  14. Z

    “Wind turbine opportunity: good or bad?

    There have been various polls of home owners over the last few years showing the opposite and even an improving trend, for example this from last year - “The polling, which was carried out for Wind Energy Ireland by Interactions Research, also found that 58 per cent would support the...
  15. Z

    Buying new place before selling current home - is this wise?

    We did it, found it very convenient for the run up to the move and move itself, you have a huge amount of flexibility. The Sale Agreed period was less convenient as we were having to return to the house to check it, mow, worry about damage etc. On balance though I would recommend it.
  16. Z

    200k Investment - sell property or not and then invest?

    The timelines are different - property doesn’t fall in value too often but can stay down a long time, the stock market falls fairly frequently but recovers quickly (<1 year for the S&P500) - but personally I’d weigh the risks of capital loss with both investments about equal, neither should...
  17. Z

    200k Investment - sell property or not and then invest?

    Dublin house prices dropped 56% in the 2008 crash and recovered 15 years later. Apartments were down 65%, did not check if they’re yet to recover, probably not.
  18. Z

    200k Investment - sell property or not and then invest?

    There are other great threads on the forum discussing ETFs vs direct shares/ITs, probably best to keep the discussion there as I and others would not necessarily agree, but as you say it depends.
  19. Z

    Connecting a printer to two different networks?

    Yep. You might have to do some tinkering to get things working the way you want them though, because the computer is going to choose one of those connections for all Internet bound traffic and it may choose the wrong one. But that’s all configurable through network interface and routing priorities.
  20. Z

    200k Investment - sell property or not and then invest?

    I sold an apartment a few years back for similar reasons and put the money in an ETF. I have not dreamed of being a landlord again for a single moment. The S&P500 had an average return of 11% over the last 50 years, which may not be quite as good as your apartment when you factor in capital...
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