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Hi My Mother in Law is current resident in a HSE approved Nursing home under the Fair deal scheme. In line with the rules of the scheme she will pay 80% of her old age pension plus a percentage of her assets ie cash & property over 3 years. This is fine, except she is a 'Joint Tenant' of the...

I just bought 3 last week on pay as you go. Up to tonight the service wasnt bad better than O2 (when signal completely failed afer 3 mths) but not as good as Vodaphone -at least not in east Meath. The big problem I have with 3 -apart from having no signal tonght for some reason-is the awkward...

I got labtop from Aldi -great spec for 649. I 'm not mad about Vista-doesn't like some of the software that XP has no trouble with!

Not a Digiweb problem! You guys are lucky-I live out in the sticks Drumree Co Meath 6 miles from Maynooth/Dunshaughlan & I cannot get anything at present. I believe Eircom have an unadvertised wireless option but its about 700 euro to have it installed & then the monthly payment of 40 or so...

Just acquired 3G Broadband from 3. Early signs not good. When I connect the Datamodem by a way of a USB cable to the USB slot in my computer -nothing happens- apart from the computer identifing the hardware connection. The 3 shop & brochure says that the software should just load once the usb...

I have UK software called ONspeed which is suppose to increase download by 4 to 5 times normal; dial up speed. Has anyone else got this? It might be better than ice broadband after listening to the dire reports!! Surely Ice broadband should be reported to the communications regulator or the...

Is one entitled to deduct the individual annual exemption from CGT if making a late settlement for CGT in 2004 and if so what was the amount in 2004? Or if I am also making a payment in 2006 & using the exemption for 2006, mean that I can't also deduct the exemption for the late 2004 payment...

Dividends (after 20% witholding tax) would be in the region of €2000 - €3000 but even this added to salaries may not exceed ceiling were standard rate of tax is applicable. Problem is without doing the returns since 99-00 I can't be sure.

Is this calculator very accurate and would it be accurate enough to avoid seeking professional assistance. I think I may may owe some backtax on dividends rec'd over a number of years -but I'm not sure as I don't know whether I was paying tax at 42% or standard rate. If it was standard then...

Thanks for that . Is that fee for one years returns?

Hi I am looking at the Revenue's Computation sheet for Disposal of Assets other than Devl. Land (from the Revenue Guide to CGT). I am trying to determine whether the costs associated with selling shares (in my case) eg stockbrokers costs, expenses associated with lost share certs etc can be...

Thanks for all the advice to date! I am looking at the Revenue's Computation sheet for Disposal of Assets other than Devl. Land (from the Revenue Guide to CGT). I am trying to determine whether the costs associated with selling shares (in my case) eg stockbrokers costs, expenses associated...

Thanks for that Tenacious. The amount of CGT seems small but I 'm not complaining! Can you just confirm that I'm using the correct index Multiplier @ 1.212 before I send the cheque. Do you know from yours or from others' experience whether REvenue expect a detailed breakdown or just the...

Are we rural folk ever going to be able to get broadband of some description. I think satalite is the only option in Meath (rural) but its very expensive. Does anyone know of other possibilities? Roxymusic

Thanks Clubman. That would appear to lower my CGT quite a bit. Taking that the index multiplier for shares bought in 1998/99 & sold in 2006 is 1.212. (I hope this is right!). I understand there is no indexation after 2002 but the savings as a result of using the multiplier is considerable...

To work out the multiplier am I correct in stating that the Expenditure of (in this case shares) is deducted from the benefit accrued by the Disposal and the difference is then multiplied by the appropriate indices to arrive at the amount to be paid in tax. For example if shares are bought in...

Thanks for that. Perhaps I'm not too confident but as the returns would also include dividends, reliefs & so on it appears too complicated for as the accountant would put it a 'DIY Job'. If I received payment for the sale of shares in the last month or so when do I have to make a return. By...

Is there any advice out there on who can assist me in filling out tax returns foe a simple PAYE worker (me) who happens to owe some CGT on the sale of Shares. What I am really looking for is options i.e. do I just consult some accountant in the golden pages or are there experts out there that...

Yoru're actually only saving 58% of that as you get 42% tax relief. Mr Burgess suggests that perhaps you dont need private insurance at all but I reckon its a matter of choice private versus public. Vivas & I suppose Bupa are new on the block -they want young members (who are generally non...

Can you get cheap car insurance in Spain (etc)for a car in Ireland? Roxymusic