Search results

I know Zurich (Eagle Star) have one that is .75% however you suffer by having a lower allocation rate (-2%). This would also be a nil commission product so in order to get access to it be prepared to pay a fee. In fact even taking this factor into account I'm not sure it offers much value if you...

Hi BondGirl, There are 7 Insurance companies operating in Ireland that deal with Life insurance/ Serious illness. These are Caledonian Life, Canada Life, Friends First, Hibernian Aviva, Irish Life, New Ireland and Zurich- previously Eagle Star. Most operate through brokers. The premiums can...

Most banks usually offer 100% to "professionals" eg. Doctor, dentist, Solicitor, Actuary etc. Although it might be hard even for them to get 100% at the moment. 92% is usually the standard.

What you want is an income protection policy or PHI (Pemanent Health Insurance - not to be confused with Health Insurance). This type of policy will cover you for up to a maximum of 3/4 of your salary if you are out of work due to any accident or sickness. It will cover you until you return to...

You never know. If he is actually very busy and selling house then I would wonder why has he not finished this one. If it is not on the basis of money then why?

In general the main remuneration on these type of policies is 90% in the first year and 3% after that. This can also increase depending on the insurance company and the amount of business placed with a particular company or other schemes that may be in place. For terms shorter than 10 years this...

I think this is exactly what I said in the first place???

Hi Bocht, You would still have been covered over the past number of years assuming the policy was being paid and remained in force. That said if you continue to pay the premium you will continue to be covered for say 5/6 years (remaining term). The questions you need to ask yourself are 1)...