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  1. J

    Recommend an Auctioneer in Cork

    I would recommend Lucy Wolfe Auctioneers, I sold my house with her last year and found her great to deal with and really straight forward. We really wanted to sell our house and we did sell last year, partly because of the EA although being honest we were very realistic about prices
  2. J

    query on quote for renovation/extension

    hi we are renovating a 4 be semi d in Cork and those prices do seem high alright. Funny enough the quote for the roof is almost the same €16,000 We are getting new heating and boiler etc but that cost was all included in the plumbing part of the quote -coming in at about 9000 our demolitions...
  3. J

    Can I bypass the auctioneer and offer direct to vendor?

    I sold my house last year and I would not have liked it if someone had contacted me directly. However I also bought a house this year and had looked at many many house before purchasing. In one instance we were told by the estate agent that he thought our offer was too low and he would not...
  4. J

    Negative equity and getting married

    just on your fiancée getting a mortgage by herself. My husband earns the same amount and we just barely (i mean extra letters and docs and much discussion) got a mortgage of 200,000 from AIB in the last few months, I am not working at the moment so that was just on his salary. I guess they would...
  5. J

    Home issues with house insurance for cork city southside (subsidence).

    Re: issues with house insurance for cork city southside well i have just spent another day on the phone today trying to get some kind of insurance for my house and I can't even get a quote in most places In actual fact if i could even get a quote without the subsidence cover i could try and...
  6. J

    Home issues with house insurance for cork city southside (subsidence).

    Hi does anyone know anything about not being able to get a quote for insurance for house on the southside of cork city because of subsidence? I have rang a few companies now and some will not quote at all and others will not cover for subsidence. How can the whole of the south side be...
  7. J

    Baby in Neonatal Unit - health insurance

    Hi Bonnie i hope things are going well for you - I have been in this situation twice so i have some experience. However I am in Cork so I don't know if its different. My first child was born at 29 weeks 3 and 1/2 years ago and she was in the NICU for 7 weeks and was under the care of a...
  8. J

    Pregnant & Redundancy looming

    HI this happened to someone i know You have to be working to get your mat benefit. You can start at 30 weeks tho as far as I know so you should apply now with a view to starting when you are made redundant As far as I know if you went on to Jobseekers benefit then you would not be entitled to...
  9. J

    cv improving & updating

    I was thinking that myself picassoman - it says its for a complete review and you get back a better CV but i was wondering how good it would be - hence my query about whether anyone had used the service. Thanks for your comments
  10. J

    cv improving & updating

    thanks a million for these - well the service on myhorizon - which is linked to irishjobs or maybe recruit ireland is €55 I don't mind doing it myself it was mainly to get other view points etc i.e. not my husband or my sister!!! and 55 didn't seem too much - however i don't want to be wasting...
  11. J

    cv improving & updating

    Hi has anyone used a website or company to help with CV writing. I think mine could with a serious overhaul - I have looked at www.myhorizon.ie and it seems ok but would appreciate any comments from someone who had used this service Thanks
  12. J

    taxation on foreign income

    thanks very much for getting back to me on this
  13. J

    taxation on foreign income

    hi i wonder can anyone help please my husband has a second income from work he does at home for a german company - it amounts to approximately 8000 per annum he gets paid by money transfer to his current account. He pays tax on this in Germany at 13% and gets a tax cert for this every year...
  14. J

    architect in cork

    Hi I am looking to carry out a significant renovation on a approximately 50 year old semi-detached house. I think that we would benefit from the input and advice of an architect If anyone has used someone for this type of work in cork could they give me a name please thanks very much
  15. J

    House/ Bargain hunters

    thanks for that UFC Unfortunately (or maybe fortunately!) I am not that financially sophisticated - so I know I paid a certain amount for the house - then for 7 years we paid some of that off - we actually over paid by a good amount then when it came to it we owed 115,000 and sold the house for...
  16. J

    House/ Bargain hunters

    Hi from your name I guess you are in Cork! I'm in cork too and we sold our house in august this year (09) and we have been looking to buy since May this year The only thing I know for definite is about the house we have sold I don't mind giving figures here (hope its ok) because I feel its very...
  17. J

    currency conversion fee

    Hi I have a PTSB Ice visa card, they have just started listing a currency conversion fee for non euro transactions. I never saw it before so I rang and they said that previously the fee was just included in the conversion but now for transparency they are listing it separately. It is 1.75% of...
  18. J

    broker or contact each bank myself

    thanks for your thoughts we had approval in August but need to start again now so that is why I was just wondering about the broker route we don't need a broker to get more money!! we have no intention of overstretching at all. its not the payslips etc its the individual salary certs that need...
  19. J

    renegotiating sale agreed price

    Thanks very much Brendan Unfortunately the banks we have spoken to will not lend any money on a house with structural issues so we cannot buy it as is. Would prefer to do that really but it is just not possible. Hard to know what to do. Sorry editing to say that yes i do agree in general...
  20. J

    renegotiating sale agreed price

    hi again thanks for the replies - we have no contracts signed as the house is not saleable in the condition it is in - it needs to be fixed. I very much realise that "sale agreed" means very little but we have agreed a price and paid a deposit to the estate agent. He says that he has not shown...
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