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Interesting that its free in Australia and UK with some age limits. Is Ireland a little behind on this one?

Never heard of twice Social Welfare....Normally it is....You can have cover up to 75% of your total yearly earnings, less any benefits from the state or other income protection plans............If you don't receive twice social welfare they should not deduct it Re % increase..............mine...

"I have been receiving benefit under a Permanent Health Insurance Policy provided by the employer" I am not sure you can be made redundant. And it may not be in your best interest but definitely in your employers interest. You should check this carefully with the terms of your PHI Policy

If going with a flat roof make sure there is an adequate slope on it to remove water test this when they put the screed down and before they fix the membrane. Make sure there is no ponding, sitting water etc. Make sure drainage points can take excess water. Not just normal rain

You can apply for a PAYE Exclusion Order in Ireland but you have to pay tax somewhere and declare somewhere as your residence So it may be better in Ireland as elsewhere.

+1 on the Income Protection. I needed it Tracker loan is money for nothing really. You will never get a cheaper loan. So as long as you can manage it would be a good idea to keep it. Even though you have plenty buffer and good savings you never know when you might need to get a loan in the...

Rang my Bank 6/7 years ago now and asked could we rent house out on Tracker. Yes no problem. Can I get that in writing please just so i have confirmation etc. slight hesitation but ok no problem letter arrived in post a few days later. Ask all they can do is say no. Maybe record the call just in...

Would Income Protection Policy not be a better option

Just a note...Do you have Income Protection?.......Might be important to consider

Leave an access panel as discussed. Just make sure they don't use MDF anywhere near your Bathroom. Just don't use MDF end of story even better

You are claiming on a Company Policy. They own it. You cannot be made redundant if you are sick claiming on an Income Protection Policy. If you are permanently unfit for work you need the Income Protection Policy for life. You will remain an employee of this company as the Income Protection...

Consider income protection? As someone who found out the hard way the value of this. For someone in your family situation I would consider it a necessity. and top of your priority list

Life is too short.............

Would your ex Aus employer facilitate you in lodging the cheque and then transferring electronically. Personally use Revolut for AUD transactions and find them great. Have also used Currency Fair.

Maybe suggest gently to them you will be reporting them to the Police for fraud and more importantly you will report them to the Revenue Authorities. This normally helps focus. I would suggest to avoid discussion with them just do it by email and give them a reasonable time to pay and a date at...

Revolut and you can do it all from an app on your phone

Dont get me wrong I am all for people being tax efficient and paying as little tax as possible. But....................Sorry if you can afford to pay for your own care you should. Fair Deal Scheme is for assisting people who need assistance to pay for care in their later life We should...

West Cork Centre is near Allihies and just in a lovely location. We have a friend who goes there regularly https://www.dzogchenbeara.org/

In general it is better to pay down a mortgage....But......you have a tracker paying only 2% on it..... that is money for nothing really. Put more in a pension and save on tax and get long term benefits built up now when you need it. That money will work for you over the next 25 years . Do not...

Tell the parents, nicely, you will have no choice but to charge them with trespass and criminal damage as you need to recover cost of damage to car. Might make parents take some responsibiity