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Dan, that's because many do not know how the markets operate, why they've delivered better returns than bank deposits over the decades etc. You're assuming everyone starts off with the basic knowledge already in place. In addition, there are assets other than equities that can produce positive...

Let the debate continue Brendan because I believe you are fundamentally misunderstanding the issue. No one, especially myself, is suggesting we are likely to pick the winners above others. Rather, it's my core belief that most private investors find it difficult to achieve the returns that stock...

We simply make the point that as we can't predict or control economics or politics, we assess investments on the basis of their specific merits. If, for example, I choose to invest in Berkshire Hathaway, I do so on the basis of whether its run by competent people, has a good business, is not...

I'm flabbergasted Brendan.....training in all areas of life is surely the first step to self improvement. And I provide equal coverage of your beloved ETFs; I've been a fan from the start. Now, I might even have to invite you to our next 1-day seminar (October) - on a complementary basis of...

No doubt Brendan will delete my post, but taking the time to learn about investing is a sensible step. We are one of two companies in Ireland that offer such training. www.gillenmarkets.com

Brendan, I see there's been a lot of discussion on this topic, and it's one I have become more familiar with. The Irish Revenue legislation does not actually deal with the traditional investment trust as a fund type. Tax experts in Ireland over the years have used some definitions in the Irish...

Brendan, the article I put out aimed to make a simple point. We all make investment decisions in different ways. Buffett never takes politics or the economic variables into account. Given his record, few will argue with that and his approach works for us (not that we are Buffett, far from it, in...

Long-term interest rates are set, normally, by the market. More recently, they are being set by central banks and if the ECB is buying up Eurozone debt it is doing so to bring long-term rates across Europe down, and into unison. Nothing wrong with your view, but you're up against the ECB, which...

You are comparing apples with oranges. There is a difference between the yield on US bonds and, say, German Bonds across the duration spectrum (i.e. 1 year, 3 year, 5 year, 10 year and 20 year duration) to reflect investors expectations of the exchange rate risk and future inflationary...

The issue of how ETFs are taxed has now been settled. In its infinite wisdom, our Department of Finance has ruled that there are two rules: For EU regulated ETFs, punitive gross roll-up rules apply: No loss relief, gains taxed at 41%, and deemed disposal after eight years. And this is despite...

And you have to keep that 20-year US Govt Bond for the full 20 years if you are to be sure of getting the circa 2% per annum return it is offering. If you are not sure why that is, then you need to learn about long-dated bonds, the difference between them and short-dated bonds, how each fares in...

On our 1-day investment training seminars, we teach people about investment trusts. There are over 350 separate investment trusts listed on the London Stock Exchange, and it is our view that they are the best fund type. They are bought and sold through a stockbroker just like shares. Compared to...

Think about getting a bit of training on investing. I often use the following analogy: 'What has investing and driving a car got in common?' If we want to drive and control the risks involved in driving, we take lessons. We pay attention to the rules of the road, we slow down in congested...

Direct investing in shares or investment trusts (closed-end funds listed on stock markets) are likely to be the best. From a tax viewpoint, both have gains taxed at CGT rate and there is loss relief. Bizarrely, EU UCIT regulated ETFs are taxed like gross roll up funds (gains tax rate currently...

Apart from your first question (which is a tax one) the other two are looking for advice. Without knowing the stock they can't be answered, and my understanding is that discussing individual stocks on this website is prohibited. Rory Gillen Investment Advisor GillenMarkets.com

If you are Irish resident then you account for your taxes in Ireland. It does not matter where you buy a particular share or investment. Listed companies domiciled in Ireland are subject to 1% stamp duty, and it doesn't matter whether you buy them on ISEQ or abroad. The stockbroker has to apply...

If you want no risk, there's no return available these days. Bank deposit rates are gravitating towards zero and long-dated government bonds yield less than 1%. Rory Gillen Investment Advisor Founder, GillenMarkets.com

As an update Brendan, I hear that tax experts point out that non-UCIT ETFs (i.e. the majority) are not subject to Irish Revenue rules and most likely should be treated as shares i.e. CGT applies and loss relief available. And there are many ETFs that don't pay a dividend, or pay a very modest one.

Look for an investment training course (investing, not a course on trading markets). Google it, you'll find us!

ETFs are by a stretch the better option. Less costs, better transparency, no salesman (insurance broker) and therefore no early redemption fees. As for automatic rebalancing, that is routine in Asset Allocation ETFs if you look for one. The following link is just one example among many of an ETF...