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  1. K

    BoSI has sold its mortgages to Tanager Ltd, a vulture fund

    I doubt if they are affiliated to this company they are also called Apollo and are a billionaire outfit. Very large lucrative contracts for lots of council in the UK [broken link removed]
  2. K

    Where are medical records kept

    Not sure if this the right place for my question and if not please removed. Got elderly relative in care home with dementia, the GP says that person records are kept in the care home and hospital, but how would the GP be able to treat his/her patient if s/he did not have access to medical...
  3. K

    UK Bankruptcy experience (so far!)

    I have immediate family living in East Anglia, after being brought up in London would move back to the city again. There are very good connection from Ipswich to Stansted Airport. There are some beautiful places in East Anglia like Aldeburgh, Woodbridge and Old Felixstowe and Southwold . Very...
  4. K

    Looking to buy a new printer. Which one offers the CHEAPEST ink cartridges?

    I have been using a HP Deskjet for years, I get my cartridges from Amazon but make sure you look at the amount of pages per cartridge, I normally get 600 page for black and 400 pages for colour, not sure if there is 600 pages for colour cartridge.
  5. K

    Reducing working hours due to disability

    Have a look at this link there maybe something in it for your situation Hope things workout OK for you [broken link removed]
  6. K

    Grandmothers debts after she passed away

    I read somewhere about that happened before, after several letter to the company explaining that the person had died to no avail in the end they sent the company the address of the deceased, i.e., the graveyard where the person was buried and plot number for reference.
  7. K

    Back To Education Allowance without Social Welfare Payments during the summer break

    They probably do know, but are hoping that you do not know and that is how they make savings.
  8. K

    Giving son full price. Payback when he gets mortgage

    You should take out some sort of contract with your son to safe guard yourself as anything could happen with the mortgage and you could lose out, why not speak to a solicitor before you give over the purchase price of the property to your son.
  9. K

    "Capita" controversial UK debt agency appointed as servicer to NAMA in Ireland

    Capita owns debt collection company Equita. In the UK many local authority employs Capita in their call centres and also the same LA get a percentage of what is collection by the bailiffs and these bailiffs do not adhere to their guidelines. 12 Councils in UK have taken tax payers to court...
  10. K

    Leaving Ireland

    Hopefully belle1 will not have to use bank for a while after this is been sorted out. I lived through 2 recessions in the UK the first one was in the 70's with the 3 day week for workers and fortunately I did not have a mortgage back then. In the late 80's with the recession then I did have a...
  11. K

    "Capita" controversial UK debt agency appointed as servicer to NAMA in Ireland

    I found the links below on another website and it does not look good for UK and they have now in Ireland, it seems that one big company will have control of almost everything and I expect that they will use their powers to the max. Lots of council are using them in the UK for their call...
  12. K

    EBS Voluntary Surrender

    You will have to tell them that you will be recording your conversation with them otherwise you will not be able to use the recordings later. Maybe it is not the same in Ireland but if it is then do not be worry about telling that you will he making a record of your conversation with them as...
  13. K

    Work part time in UK?

    As you probably know bankruptcy in NI and Scotland rules are different from England and Wales. Hope all goes well for you and the links helps a bit. Kev https://www.gov.uk/bankruptcy/overview...
  14. K

    Advice needed on shower with combination gas boiler/Mira Advance Shower.

    Many thanks Leo for your help, I will go for it on Monday that will give me the weekend to get prepared, with a mixer shower would it be better to take the cold from the tank on roof and the hot from the combi boiler, or is it better to levave the cold feed as it is from the main. Also, would...
  15. K

    Am I obliged to change from an Interest only to a Tracker?

    In the UK people who took out interest only mortgages are reaslising now they will not have enough to pay off the capital, there was a lot of miss selling of endowment mortgages in the 80' and 90's. However, I have heard of one person of these interest mortgage holders went to the bank and...
  16. K

    Advice needed on shower with combination gas boiler/Mira Advance Shower.

    Thanks Leo, there is vaillant combi boiler and should have used that for the shower or dose the boiler have ann bearing on them not fitting a mixer shower. Also should I point out that they should have taken the cold water from tank on the roof and the hot water from the combi boiler. I want...
  17. K

    Advice needed on shower with combination gas boiler/Mira Advance Shower.

    Been in contact with landlord and he said that electric shower cannot be changed to gas one....He said that he was sorry to say that it’s not possible as all showers are fitted with a small motor which needs to be wired up to be powered by electricity only. Can the hot water feed be taken from...
  18. K

    Advice needed on shower with combination gas boiler/Mira Advance Shower.

    I think the next step will be to the landlord as he will have to pay more now for electricity as the gas is in with his service charges that was operating the combination boiler and he was hoping to get the shower included in that as well. Thanks Leo and Sahd for help, very much appreciated.
  19. K

    Advice needed on shower with combination gas boiler/Mira Advance Shower.

    The cold water tank is on the roof of the building, but with the combinations boiler he was using it for hot water for his baths but since the bath has been remove and it is only sink in there now but he is still getting hot water it there for his sink use but not the shower. He though that...
  20. K

    Advice needed on shower with combination gas boiler/Mira Advance Shower.

    It was the landlord that did the shower as it is in a flat, the shower is a manual says it is MIRA Advance ATL 9.0 and 9.8, but it does not work and the water keeps coming out cold. I though that the hot water was going to come from the combination boiler but that seems not the be case, also...
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