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  1. V

    Garage at the rear of "dream house" has no planning permission.

    If your LTV is sufficently low, get the property revalued without including the garage, your lender may release the funds on this basis. Also instruct your solicitor to undertake to apply for the planning and forward this to your lender. Good Luck
  2. V

    Moyglare Hall, Maynooth Co Kildare

    Re: Moyglare Hall Beaufield, Kingsbury and Brookview are cheaper because they have a large number of properties rented to students .
  3. V

    Buying in Cavan (Virginia or Cavan)

    sure, glad to help etc
  4. V

    Buying in Cavan (Virginia or Cavan)

    Just sold our house in Virginia and we got the asking price after 8 weeks on the market, so if seller is looking for a quick sale might be some room for negociation.
  5. V

    Des Kelly's for wooden floors - any experiences?

    Des Kelly in Navan - no problems, floors fitted, beeding etc, also got carpets and lino, same as Belasco6 bit off a language barrier but overall very happy with the job and price
  6. V

    Interest Only Mortgages

    400k 25yrs at 4% is 1333.33 p/m
  7. V

    Meeting with broker ...

    Bank Of Scotland do not lend for self build properties, only lend on completed/habitable properties
  8. V

    Which estates to look at in Maynooth?

    Indeed at least if I loose it will be to a fellow Donegal native!!
  9. V

    Which estates to look at in Maynooth?

    straight up the road and over the bridge and you are at train station, was outbid on Moyglare Abbey recently, but timed walk etc!! depending on time you are getting the train there is limited parking available on that road also.
  10. V

    Which estates to look at in Maynooth?

    One of the main pubs in the town opposite the Gardai station
  11. V

    Which estates to look at in Maynooth?

    CCOVICH - 20 Mins walk from Moyglare Abbey, did you know you can cut up at Roost to station, rather than going up main st and then straffan Rd
  12. V

    Which estates to look at in Maynooth?

    its called newtown hall, been sold through Bradys estate agents, there were 2 & 3 bed properties launched a few week ago
  13. V

    Help-I think I'm about to lose €62,000

    advise your lender ASAP to see if they are willing to waive life, if you have the letter from Assurance company declining your wife forward this also
  14. V

    Loan for investment properties - based on rental income only?

    BOSI do not look at earnings when lending for investments, It is based on LTV and Rental income only. However you have to have a minimun of 2 properties with them.
  15. V

    LCD tvs

    Share your views, would only buy an LCD/Plasma at the minute if space was tight, ie need flat screen, CRT still better quality and alot more cost effective. Have put off LCD purchase for a year or 2 as have most people I know.
  16. V

    Interest only loan for first time buyer?

    But your bkr has approval from BOSI, why not just let him know they do offer 2 yrs I/O. BOSI Direct and BOSI Bkr Channels are very seperate
  17. V

    Interest only loan for first time buyer?

    defo call Bank Of Scotland, or go back to your bkr,they give two yrs int only,never assume broker knows everything, may just suit them to deal with another lender
  18. V

    Interest only loan for first time buyer?

    Bank of Scotland give 2yrs I/O for 100% FTB
  19. V

    Reducing Estate Agent Fees....

    Friend just sold a place in Blackrock for 1.25m, EA was charging .9%. So shop around
  20. V

    Missed standing order payment - appear on ICB?

    S/O's to financial institutions? You sure about that? Yes - work in a Financial institution, its a frequent query. S/O are basically voluntary pmts and are not "called" like DDM's
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