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    UHT (Long Life) Milk

    Thanks RedOnion, I didn't think of that. Problem solved. You've gotta love this site.
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    UHT (Long Life) Milk

    UHT milk is very useful to have at home for emergencies or when you return from abroad. Expiry dates are usually several months from date of manufacture. It seems to have disappeared from our supermarkets though. Not a huge seller here maybe, because the fresh milk supply chain is so efficient...
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    Japan - Travelling Thread

    Mrs Magoo and I are on the last day of an 18 day trip to Japan. We fly back home tonight. We organised it ourselves as we found most of the 'inclusive tours' to be expensive as well as quite restricting and not what we wanted. While some of these tick all the boxes regarding sights and cities...
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    Why do insurers allow advisers to choose ARF commission rate?

    Is there any way of locating the best offers of allocation, AMC, TER, etc., apart from using a broker? Similarly there seems to be a lack of published actual returns and experiences of ARF customers. Some fund providers obviously do not offer retail so a broker is a must for access to their...
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    Digital cert not matching passport names

    Mrs Magoo did the change online. Took a few days to get the confirmation email with the new certificate attached. No supporting documentation requested during the change process (as I presume the PPSN can provide sufficient confirmation).
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    AIB Demand Deposit becomes Personal Demand Deposit

    Mrs Magoo and myself received emails from AIB announcing the changes in the names of these accounts as above. I suppose the reason for this change is to prevent Businesses using this type of account in the future and the maximum deposit being €1 million reinforces this supposition. I usually...
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    Revenue have replaced the Inland Revenue Affidavit with online form SA.2

    I tried to have a look at the document today via ROS but could not access it completely unless I wished to fill it out, which I did not. But yes, details of prior benefits are requested for all beneficiaries. I do not know who will have access to the beneficiary information but I would hope...
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    NPHET concerned about new cases arising from travel

    Discussing all international travel as one is misleading and is being used to deter Irish people from going abroad when incoming travellers may be a higher risk to the country. On RTE website today acting Chief Medical Officer Dr Ronan Glynn was quoted saying... "Countries from which people...
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    Should I move now to a lower risk fund for 18 months?

    Crystal ball time again, but looking for some opinions if possible from the esteemed forum contributors (and others too of course). The next 18 months is my time-frame so the crystal ball is particularly foggy and is rolling around the table currently in an earthquake too. Aged 63 and living...
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    Best online broker

    This is not an unusual practice.
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    Legal fees - Probate

    Have you considered a personal application? It is not so onerous really, I've just completed the process on a similar sounding estate.
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    Tax on Dividends when US Tax already deducted

    If you paid 25% Federal Tax it sounds like you have not registered a W8-BEN form which will entitle you to the 15% rate.
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    Retire at 65, 66, 67 or 68

    I've wondered about the implications for DC scheme options on reaching 65 because of this delay to the State Pension. As there won't be the €12,000 odd from the state pension for another 3 years, does this mean that starting an ARF at 65 is not an option for retirees in DC schemes? Are they...
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    Ryanair to Amsterdam. Which Terminal?

    Yes it is Schipol airport. We travelled there with Ryanair in April. Departures 3 will be your check-in zone for your return flight in Schipol and most likely the departure gate will be in the H pier, but that could change for several reasons. The H pier gates are quite a walk from the main...
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    The clock on my pc has just been reset?

    My PC has done the same thing today, jumped forward one hour. There were some updates yesterday, AVG and Windows, perhaps this affected the clock.
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    Flying to Hong Kong.

    I tried Finnair last month for a connection to Asia through Helsinki. Helsinki airport is efficient and growing as a hub for China, Japan, Korea and Thailand. Brand new Airbus A350 on the long haul section and non-stop. Great business class fares too. I overnighted in Helsinki to have a look...
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    Emirate Airlines.

    Not sure about the November incident but we've had a few stressful flight connections in Abu Dhabi airport due to delays at the overcrowded and inefficient security checks through which everybody on a flight connection must go. They've since revamped the security check area and the security...
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    Emirate Airlines.

    You only need a Dubai visa if you leaving the airport in Dubai. You do not need one for connecting flights where you stay 'airside' as normal.
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    Flying to Hong Kong.

    The two Middle Eastern airlines flying from Dublin would be a good start, Emirates and Etihad. I like that their journey is split into 2 similarly sized flight times (sort of anyway). Cathay are excellent too (through LHR).
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