Well known in medical circles. The funny thing is there is no penalty for not turning up even for private appointments. In practice this means (like Ryanair) they overbook a significant amount of people on the public/private waiting lists each day as they know about 15/20% do not show up. They...
I sold an apt myself to the sitting tenant - the solicitor just took the booking deposit of 10%. If I was going the DAFT route of paying 299 I would be buying myself a new phone though. That way when its done you can turn it off. Vistaprint will knock you up a sign for a couple of hundred...
Newsflash folks - most of us will be broke. According to the pensions calculator a 40 year old person would need to put 25k a year into a pension for 38 years to have an annual income of 25k on retirement (not including state pension)...
You can see the house a week before close. This seems reasonable to me. The more buyers see a house the more minor defects they spot. When I sold my house the buyers tried to ask for 10k off on closing day due to 'defects' they had spotted on 2 'measuring' days.
I'm not sure we have enough info. You would need to think about what other preferably identical properties have sold for. If the landlord is having to dump properties its likely the bank are behind it and they are going to have their minimum as well. Having previously dealt with a bank on a...
As mentioned most credit unions in the country don't need deposits right now. Most already have deposit limits and there are actually very few CU customers who have more than 100k on deposit. Add in to this that the deposit insurance scheme only covers deposits up to 100k means anyone who has...
I am currently exiting a rental property. for the following reasons albeit rents are going up rapidly right now
Mortgage Rates >5% for BTL
Regulation - Can only put up rent once every two years - means that you have to factor in what the rent will be in two years - bad for tenants
Buyer Rules -...
I think the only way they are going to accept a proposal is if you prove to them you cant pay the extra. To do this you will need to contact one of their mortgage advisors https://personal.aib.ie/content/dam/aib/personal/docs/our-products/loans/mortgage-arrears-resolution-process.pdf "This...
If you want someone to build it for you speak to someone like minicorp http://minicorp.ie
If you want to do it yourself with say an IPHONE app start here http://www.wikihow.com/Make-an-iPhone-App - you will need a mac and xcode. There are many tutorials and supports available.
The EA does not have to pass on offers to the Vendor once the thing is sale agreed. Especially when they are lower than the sale agreed price. Do not contact the vendor directly - if they wanted to talk directly to people they would not have employed an EA.
Get your solicitor to put in the offer...
Gas Boiler - 1,750-2,500+
Removal/Decommision of Old System - 300-500
Zoning and all works piping etc - 500-800
New Tank 500-1000
Electrics 300-500
€3,350-5,300
Very ballpark but I did something similar recently.
Had the same issue - shared drain was blocked in three locations. Had to call small meeting with my neighbours and we all had to pay individually for our part of the drain to be unblocked. So you need to contact everyone on the same shared pipe as you and ask them to allow access for the...
I would go rent a room as mentioned. AiRBnB earnings would be taxable and would require you to fill out a Form12 for reveneue regardless.
Standard lease here
[broken link removed]
Harry I feel your pain, its frustrating and back in day where banking was done with a friendly face you knew (rather than some guy or girl marking a checklist it was easier to get a loan). Thing is through no fault of your own you got into difficulty paying your mortgage and that follows you for...
Its nothing to do with ethics - this is a checklist process done by back office assessors in strict complinace with lending criteria provided to them by the banks risk department. One of these would include
Qx. Missed a payment in the last 5 years YES/NO
If the assessor puts a yes tick in...
Anyone applying for a new mortgage will know the true rates. It is truly remarkable though that the Central Bank will distort information like this. Just goes to prove you need to do your own research.
Brendan,
I for one would like to thank you for getting this one on the agenda and for getting honohan to agree (albeit indirectly) that their quoted rate of 3.47% was garbage.
Irish Times article today:
Only ECB can help cut mortgage rate, but don’t bank on it
It looks like the Oireachtas...