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  1. M

    "more than 200 restaurants and cafes have shut this year"

    I see a favourite haunt the lovely boulevard cafe on Baggot street has stayed shut since Christmas unfortunately . There are also shops shutting down on the high street . I see a few vacant slots in Stillorgan shopping centre eg recently the gaming store and dunnes stores shut up shop there
  2. M

    Pensions Council rejects Colm Fagan's proposal despite its independent consultant endorsing it

    I am not convinced by colm’s proposal …Is all of this not based on the assumption that the equity Risk premium will always exist ? The rules of the investment game may have changed and how would one ever know if or when it had until way into the future ? Can the past really be expected to be...
  3. M

    What is your personal retirement target sum?

    I certainly hope it won't be means tested . It would be v unfair inmho. Let’s hope the influx of overseas workers continues to drive population growth
  4. M

    What is your personal retirement target sum?

    i just assume increases match inflation so 2 oap =26k approx now and so assume will retain their real value in real terms. i do not use any multiplier.
  5. M

    What is your personal retirement target sum?

    I am allowing for 2 state pensions and it’s for a couple . I am more saying that’s what income I think we need annually in today’s terms . Just my opinion . I feel it’s realistic but not extremely extravagant.
  6. M

    What is your personal retirement target sum?

    That’s coincidentally where I have ended up in my thinking/ cash flow projections 60k net in todays money ..,obviously if you have expensive/ luxuriously taste then it would be more
  7. M

    "Council will buy my house and rehouse me"?

    Sounds like a Good idea imho
  8. M

    Referendums on 8th of March

    where do i find the betting on these ? cannot see it on paddy power or via google seach
  9. M

    Pensions - KPMG calls for significant increases to SFT and TFLS

    Didn’t sf say they are going to reduce to 1.5m ?
  10. M

    After Retirement

    Interesting one I think it depends on their age and whether you want to help them on the housing ladder etc. etc. ....I can see how this might happen though,,,...perhaps encouraged by the same "kids"! I guess the more (financially?) independent the "kids "are the less I think this might come to...
  11. M

    After Retirement

    Is that 2 breaks or 4?
  12. M

    Paying utilities with credit card for cashback

    thats good, i wonder if utilities would work as variable amount payable
  13. M

    Paying utilities with credit card for cashback

    This thread seems to suggest true dd from credit card is not possible https://www.askaboutmoney.com/threads/can-you-pay-a-direct-debit-using-a-credit-card.221196/#:~:text=A%20direct%20debit%20cannot%20be,Payment%20(continuous%20payment%20authority).
  14. M

    Is there a medication dispensing charge?

    as I understand it a print out of an “emailed( I think it’s actually some special health email system that’s secure )” prescription doesn’t work elsewhere . I overheard someone being turned away . A pharmacy will send on the electronic one to another one. I have done this
  15. M

    Is there a medication dispensing charge?

    Chemist warehouse at least in dun Laoghaire seem to have a long wait time . Wait time worth taking into account imho. They are cheaper for otc moisturisers etc than pure in my experience although not the op question . Both cheaper than boots for prescriptions in my experience. Frascati pure...
  16. M

    Experiences of managing with one car

    you will save on insurance, motor tax, annual car service, repairs if any, petrol, parking costs and annual depreciation (often overlooked as a cost) I enjoy walking. My wife enjoys cycling to work and we are near public transport. So.....If you don't mind walking a bit and have available...
  17. M

    Recommend day trips from Dublin using free travel pass

    yes thanks great , never been to kilkenny or sligo . I haven't travelled much in ireland. Belfast definitely worth seeing again . thanks I didn't know there were provincial services from connolly and would be handier than hueston as i am on the dart line
  18. M

    Recommend day trips from Dublin using free travel pass

    hi , I hope this is the right forum . Now I have my free travel PSC I am wondering if posters can recommend any day trips from Dublin ( hueston or busarus I guess) to see towns around Ireland. I will likely be travelling alone which I am fine with. I would like maybe 1 day a week to do a day...
  19. M

    Best buy deposits Sterling

    Hi can you transfer from your revolut sterling to lighyear sterling? (asking for my daughter).
  20. M

    PTSB Customer Service....Dreadful.

    No about a week later I got 4 letters zerosiing 3 other accounts and 1 with fixed term showing correct balance
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