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  1. J

    Mortgage deposit question - advice needed please

    Why are you expecting your parents to put up the deposit for a house? If you can't manage to save up a deposit for a house you should not be buying one!
  2. J

    House gone sale agreed when to look for a rental property

    When I moved back from the US - I moved back in with my Mam and Dad - along with Hubby and 2 kids (did I mention I was also expecting number 3 at the time). At the same time 2 of my sisters moved back home also from various other parts of the world. Oh did I also mention that it was a 3-bed...
  3. J

    Making an Offer!

    wwjjd - on Myhome - if you search sales by the town - it's the first house at the bottom showing as sale agreed. If it is Vincent Finnegans then I have the right house! :)
  4. J

    Making an Offer!

    Did you make a bid wwjjd? I see it is sale agreed now.
  5. J

    Making an Offer!

    If this is the house I am thinking about - there is another very similar house on the market quite close by for 295K. To me - that's your starting point! Personally I wouldn't be looking at buying a house like that for any more than 300K (absolute max). Even 300K is still a lot of money! Also...
  6. J

    private maternity fees

    The midwives scheme in Dublin (not sure if it is anywhere else yet) was also excellent. 1st appointment at the hopsital but subsequent appointments at (for me) the Health Care Clinic in Ballinteer. Never a wait for the appointment. They also have their own birthing rooms at Holles Street. You...
  7. J

    Opinions about Trabolgan anyone?

    Is it worth a day trip? Will be in Cork for 2 weeks over the Summer and need some day trips other than the beach.
  8. J

    Trading up question

    I'm renting with 3 kids. We have moved 4 times in the last 5 years from the time the oldest was 3 and the third child arrived just before move number 2. Kids cope - actually it's usually exciting for them. I'd sell up first and rent until you find the right house for you. It's also a good way...
  9. J

    Is Auctioneer telling porkies.

    I have been to see about 7 houses in the last month or so - in all cases I was told that there were no offers on the table and the owners were open to offers! It was so nice not to feel under any pressure!
  10. J

    first time buyer or not?

    Bronte - Just to clarify - I said that I wasn't a FTB for Revenue (due to previously owning a house in the USA).
  11. J

    first time buyer or not?

    I'm not an FTB from a revenue perspective (owned and sold a house years ago in the USA), but from the banks perspective I seem to be - since I don't fit into any other category (trading up/down, refinancing, investment, etc).
  12. J

    Are banks giving mortgages at the moment?

    Sadie - yes - approval from the bank after all payslips, etc submitted.
  13. J

    Are banks giving mortgages at the moment?

    We were recently approved in principle for 3.9 times our combined salaries. (could have got approval for 4.2 times) We have 3 kids. I am being let go from my job this week - my salary is about 1/5th of our total salaries. So today I was talking to the bank about what affect this would have on...
  14. J

    American Fridge Freezers

    I found with the American style fridge freezer that the freezer side was too narrow to fit things like pizzas unless you stood the boxes up and moved a few shelves around!
  15. J

    Diamond Living Sale

    Re: Is Diamond Living pulling a Jim Langan's? I heard the Joe Duffy show that day. A guy from Diamond Living called into the show - not sure if he was the ower or what. He was insistant that they were not going out of business. He explained that a lot of the furniture places - Diamond Living...
  16. J

    Moving to Ireland

    Well I moved to the US when I was 25 - initially on a 3 year temporary work visa - ended up getting my green card, getting married, etc and so 13 years later when there was nothing really holding us in the US myself and OH (who was born in the US, but parents were Irish and lived in Galway for...
  17. J

    Estate Agents. 2 For Price Of 1

    Is 'gazundering' in the dictionary??? :) Not making light of things - I always felt gazumping was the most awful practice (having lived in the US for 13 years where you made an offer, counter offered back and forth for a few days and then either agreed price or walked - it was all very civil!)...
  18. J

    Single,30 somethin,what to do where to go

    Met my OH in an AOL chatroom 13 yers ago! :) Seriously though - I have a 33 yr old sister who'd love to meet a nice guy!
  19. J

    Worried about delay on mortgage application with EBS.

    Re: very worried friend I applied with paperwork last Wednesday to AIB, brought signed form back on Thursday and had a reply on Friday! 4-6 weeks does seem a bit crazy! Does the application have to go to China or somewhere? :)
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