My problem is that even if a tax advisor gives you the green light, there is nothing to stop Revenue penalising you in the future and you having to take an appeal case. Where due to the vagueness of the legislation you could be found liable for the tax.
You have to weight up is the tax savings...
Do you carry out any online shopping(Amazon,Ryanair,etc) , make use of supermarket loyalty cards or heck even carry out google searches.
There is a more tracked information about you personally and what makes you tick than what the banks have about the stores where you spend your money each...
I usually just double check my balance before I plan to go to the shops. Takes 5-10 seconds while I'm walking to it but anyway I just have a dislike for dealing with coin change.
Additionally with the phone you can have your loyalty cards on your Google Wallet and so reduces the need for...
We have our EV coming up to 6 years in a few weeks and we are a single car household at that.
No plans to change but at this time the next one will definitely be an EV.
For me an extra benefit is the additional reliability that comes with an EV.
This is a list of issues that I've had with cars...
Looking at the state pension from 1995 to 2014, it has risen from €92 to €277, so that's a CAGR of ~3.9% and that includes the period of stagnation from 2009 to 2015 where the rate stayed at €230 that's not bad at all especially considering that using CPI that €92 is worth ~€170 today.
With ECB...
You don't mention if you have any other debts, but first step is to clear these.
I'm not sure I get you here as the converse is the case. If you pay an additional €2000 euro towards your mortgage today it will go off your balance and you are saving 4.1% interest on this. If the rates drop to 3%...
To be honest once you have a 'black mark' in the previous 5 years automated checks will fail you no matter how good your record is before or after that.
Just so their are no confusion with the ordinary 100% Global Stock Index fund, I believe that Investor is referring to the Standard Life Global Index Fund 20/40/60/80/100) - Below from their website about the different funds
Standard Life Global Index Fund 20: Invests approximately 20% in...
The interest is normally calculated daily on the outstanding balance and applied to the account monthly.
So if there is an extra day in the year, you are charged the interest for that day.
You can't start with the annual interest and work backwards which is what it seems you are doing for the...
From the OPs figures they could get between €150k and €300k a year and you think they should be happy with 15k/year?
I certainly wouldn't dismiss the opportunity out of hand.
For audit and transparency, the transaction should never be deleted. It happened, instead as you say a refund of the charge can be applied.
Associated with each transaction there will be a display date and an accounting date.
So while the display date(what you see on the statement) would be...
Don't want to go Boots bashing but I recently bought a 24pk Paralief(generic paraceamol) and they charged €4.
Not only is this more expensive than local chemists (charging €2 /€2.5 for it) but more expensive than 2 x 12 pks of branded paracetamol in my local Supervalu).
This is only a low value...
It works similar to a lot of them and nothing special.
This one doesn't allow you to input the percent charges, so you would have to reduce your expected return by this charge percentage.
S class,
Perhaps a stupid question but would a person claiming this year of Benefit Payment accumulate PRSI contributions?
Just trying to understand how this would effect TCA if one was not at 2080 contributions at age 65.
I can't see a scenario where you can legally have the company make a payment to your son.
You would have to pay yourself or wife paying the due taxes and can then gift to him what you want.
No system is 100% effective, it can and should be improved over time. As has been said we never hear about the 10s of thousands of regular non event tests but the handful that have issues.
If it makes the average car on the road safer than they were 25 years ago then I can't really complain...